Dec, 31, 2023 — WV NATIONAL GUARD FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $51.67 million in total assets. Opened 65 years ago in 1959, WV NATIONAL GUARD FEDERAL CREDIT UNION has about 1,948 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WV NATIONAL GUARD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1512 Coonskin Dr CHARLESTON, WV 25311-1022 |
| Phone: | (304) 342-2422 |
| Fax: | (394) 342-3364 |
| Website: | https://wvngfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,948 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12938 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $51,668,654 |
| CEO/Manager: | Emily N Green |
| Chairperson: | Billy E King |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,153,232 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,211,069 |
| Unsecured Loans | 1,719,135 |
| Other Loans | 18,904,505 |
| TOTAL LOANS | 26,834,709 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -206,789 |
| Land And Building | 496,405 |
| Other Fixed Assets | 91,792 |
| NCUSIF Deposit | 411,478 |
| All Other Assets | 0 |
| TOTAL ASSETS | 51,668,654 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 46,661 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,993,826 |
| Regular shares | 13,664,654 |
| All Other Shares & Deposits | 29,461,536 |
| TOTAL SHARES & DEPOSITS | 45,120,016 |
| TOTAL LIABILITIES | 45,166,677 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,501,977 |
| TOTAL EQUITY | 6,501,977 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 51,668,654 |
| INCOME & EXPENSE | |
| Loan Income | 1,146,811 |
| Investment Income | 475,279 |
| Other Income | 60,644 |
| Total Employee Compensation & Benefits | 378,147 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 462,360 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 825,022 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 82,768 |
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