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National Credit Union Service Organization

LOCAL NO. 317 I.A.F.F. CREDIT UNION

Dec, 31, 2020 — LOCAL NO. 317 I.A.F.F. CREDIT UNION is a federally insured state chartered credit union headquartered in Charleston, WV with 1 branch location and about $8.86 million in total assets. Opened 82 years ago in 1939, LOCAL NO. 317 I.A.F.F. CREDIT UNION has about 371 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOCAL NO. 317 I.A.F.F. CREDIT UNION
Address:
(Main Office)
PO Box 3736
Charleston, WV 25337
Phone:(304) 345-9790
Fax:(304) 345-9791
Website:n/a
Branches:1 branch locations
Members:371
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68113
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1939
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$8,856,144
CEO/Manager:William L Gill II
Chairperson:Myron G Boggess II

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,110,738
TOTAL INVESTMENTS 1,760,765
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 865,664
 Other Loans 2,918,989
 TOTAL LOANS 3,784,653
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -105,000
 Land And Building 227,014
 Other Fixed Assets 258
 NCUSIF Deposit 75,694
 All Other Assets 2,022
  TOTAL ASSETS 8,856,144
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 97,157
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 7,951,856
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 7,951,856
  TOTAL LIABILITIES 8,049,013
 Regular Reserve 489,752
 Other Reserves 0
 Undivided Earnings 317,379
  TOTAL EQUITY 807,131
  TOTAL LIABILITIES, SHARES, & EQUITY 8,856,144
INCOME & EXPENSE  
 Loan Income 242,757
 Investment Income 72,683
 Other Income 264
 Total Employee Compensation & Benefits 62,903
 NCUSIF Premiums Expense 10,665
 Total Other Operating Expenses 45,580
 Non-operating Income & (Expense) 20,000
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 180,772
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 35,784
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