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National Credit Union Service Organization

LOCAL NO. 317 I.A.F.F. CREDIT UNION

Jun, 30, 2021 — LOCAL NO. 317 I.A.F.F. CREDIT UNION is a federally insured state chartered credit union headquartered in Charleston, WV with 1 branch location and about $9.03 million in total assets. Opened 82 years ago in 1939, LOCAL NO. 317 I.A.F.F. CREDIT UNION has about 365 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOCAL NO. 317 I.A.F.F. CREDIT UNION
Address:
(Main Office)
PO Box 3736
Charleston, WV 25337
Phone:(304) 345-9790
Fax:(304) 345-9791
Website:n/a
Branches:1 branch locations
Members:365
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68113
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1939
Last Audited:May 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$9,027,213
CEO/Manager:William L Gill II
Chairperson:Myron G Boggess II

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,139,819
TOTAL INVESTMENTS 788,765
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 844,284
 Other Loans 3,045,710
 TOTAL LOANS 3,889,994
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -105,000
 Land And Building 224,312
 Other Fixed Assets 0
 NCUSIF Deposit 79,519
 All Other Assets 9,804
  TOTAL ASSETS 9,027,213
LIABILITIES & CAPITAL:  
 Dividends Payable 73,808
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,132
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 8,137,444
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 8,137,444
  TOTAL LIABILITIES 8,222,384
 Regular Reserve 489,752
 Other Reserves 0
 Undivided Earnings 315,077
  TOTAL EQUITY 804,829
  TOTAL LIABILITIES, SHARES, & EQUITY 9,027,213
INCOME & EXPENSE  
 Loan Income 116,941
 Investment Income 5,260
 Other Income 0
 Total Employee Compensation & Benefits 31,032
 NCUSIF Premiums Expense 3,817
 Total Other Operating Expenses 15,957
 Non-operating Income & (Expense) 111
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 73,808
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -2,302
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