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National Credit Union Service Organization

LOCAL NO. 317 I.A.F.F. CREDIT UNION

Dec, 31, 2021 — LOCAL NO. 317 I.A.F.F. CREDIT UNION is a federally insured state chartered credit union headquartered in CHARLESTON, WV with 1 branch location and about $9.19 million in total assets. Opened 83 years ago in 1939, LOCAL NO. 317 I.A.F.F. CREDIT UNION has about 404 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOCAL NO. 317 I.A.F.F. CREDIT UNION
Address:
(Main Office)
205A Tennessee Ave
CHARLESTON, WV 25302-2370
Phone:(304) 345-9790
Fax:(304) 345-9791
Website:n/a
Branches:1 branch locations
Members:404
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68113
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1939
Last Audited:Nov 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$9,191,608
CEO/Manager:William L Gill II
Chairperson:Myron G Boggess II

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,093,544
TOTAL INVESTMENTS 1,036,765
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 858,095
 Other Loans 3,003,972
 TOTAL LOANS 3,862,067
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -104,085
 Land And Building 220,528
 Other Fixed Assets 0
 NCUSIF Deposit 79,519
 All Other Assets 3,270
  TOTAL ASSETS 9,191,608
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,520
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 8,373,321
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 8,373,321
  TOTAL LIABILITIES 8,382,841
 Regular Reserve 319,015
 Other Reserves 0
 Undivided Earnings 489,752
  TOTAL EQUITY 808,767
  TOTAL LIABILITIES, SHARES, & EQUITY 9,191,608
INCOME & EXPENSE  
 Loan Income 237,520
 Investment Income 20,675
 Other Income 294
 Total Employee Compensation & Benefits 63,455
 NCUSIF Premiums Expense 9,159
 Total Other Operating Expenses 40,382
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 143,857
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,636
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