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WV NATIONAL GUARD FEDERAL CREDIT UNION

Dec, 31, 2021 — WV NATIONAL GUARD FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $50.63 million in total assets. Opened 63 years ago in 1959, WV NATIONAL GUARD FEDERAL CREDIT UNION has about 1,896 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WV NATIONAL GUARD FEDERAL CREDIT UNION
Address:
(Main Office)
1512 Coonskin Dr
CHARLESTON, WV 25311-1022
Phone:(304) 342-2422
Fax:(394) 342-3364
Website:http://wvngfcu.com
Branches:1 branch locations
Members:1,896
Credit Union Type:Federal Credit Union
Charter Number:12938
Membership Type:Multiple common bond - Primarily military
Corporate Credit Union:No
Year Opened:1959
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$50,630,764
CEO/Manager:Emily N Green
Chairperson:Billy E King

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,773,132
TOTAL INVESTMENTS 28,420,710
Loans Held for Sale 0
 
 Real Estate Loans 1,627,171
 Unsecured Loans 1,090,646
 Other Loans 16,911,030
 TOTAL LOANS 19,628,847
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -242,938
 Land And Building 521,490
 Other Fixed Assets 42,511
 NCUSIF Deposit 362,275
 All Other Assets 124,737
  TOTAL ASSETS 50,630,764
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 132,852
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,813,097
 Regular shares 12,977,989
 All Other Shares & Deposits 29,327,768
  TOTAL SHARES & DEPOSITS 44,118,854
  TOTAL LIABILITIES 44,251,706
 Regular Reserve 907,364
 Other Reserves 0
 Undivided Earnings 5,471,694
  TOTAL EQUITY 6,379,058
  TOTAL LIABILITIES, SHARES, & EQUITY 50,630,764
INCOME & EXPENSE  
 Loan Income 722,167
 Investment Income 445,541
 Other Income 35,685
 Total Employee Compensation & Benefits 340,904
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 412,817
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 354,792
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 227,566
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