Dec, 31, 2021 — WV NATIONAL GUARD FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $50.63 million in total assets. Opened 63 years ago in 1959, WV NATIONAL GUARD FEDERAL CREDIT UNION has about 1,896 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | WV NATIONAL GUARD FEDERAL CREDIT UNION |
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Address: (Main Office) | 1512 Coonskin Dr CHARLESTON, WV 25311-1022 |
Phone: | (304) 342-2422 |
Fax: | (394) 342-3364 |
Website: | http://wvngfcu.com |
Branches: | 1 branch locations |
Members: | 1,896 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12938 |
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Membership Type: | Multiple common bond - Primarily military |
Corporate Credit Union: | No |
Year Opened: | 1959 |
Last Audited: | Mar 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $50,630,764 |
CEO/Manager: | Emily N Green |
Chairperson: | Billy E King |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,773,132 |
TOTAL INVESTMENTS | 28,420,710 |
Loans Held for Sale | 0 |
Real Estate Loans | 1,627,171 |
Unsecured Loans | 1,090,646 |
Other Loans | 16,911,030 |
TOTAL LOANS | 19,628,847 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -242,938 |
Land And Building | 521,490 |
Other Fixed Assets | 42,511 |
NCUSIF Deposit | 362,275 |
All Other Assets | 124,737 |
TOTAL ASSETS | 50,630,764 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 132,852 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 1,813,097 |
Regular shares | 12,977,989 |
All Other Shares & Deposits | 29,327,768 |
TOTAL SHARES & DEPOSITS | 44,118,854 |
TOTAL LIABILITIES | 44,251,706 |
Regular Reserve | 907,364 |
Other Reserves | 0 |
Undivided Earnings | 5,471,694 |
TOTAL EQUITY | 6,379,058 |
TOTAL LIABILITIES, SHARES, & EQUITY | 50,630,764 |
INCOME & EXPENSE | |
Loan Income | 722,167 |
Investment Income | 445,541 |
Other Income | 35,685 |
Total Employee Compensation & Benefits | 340,904 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 412,817 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 354,792 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 227,566 |
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