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KEMBA CHARLESTON FEDERAL CREDIT UNION

Mar, 31, 2022 — KEMBA CHARLESTON FEDERAL CREDIT UNION is a federal credit union headquartered in DUNBAR, WV with 1 branch location and about $45.68 million in total assets. Opened 87 years ago in 1935, KEMBA CHARLESTON FEDERAL CREDIT UNION has about 4,011 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:KEMBA CHARLESTON FEDERAL CREDIT UNION
Address:
(Main Office)
1830 Roxalana Rd
DUNBAR, WV 25064-2705
Phone:(304) 768-5700
Fax:(304) 768-5899
Website:http://kembacharlestonfcu.org
Branches:1 branch locations
Members:4,011
Credit Union Type:Federal Credit Union
Charter Number:108
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1935
Last Audited:Feb 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$45,675,159
CEO/Manager:Joetta S Heck
Chairperson:Roy Combs

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,538,152
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,048,667
 Unsecured Loans 755,626
 Other Loans 10,886,916
 TOTAL LOANS 14,691,209
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -209,453
 Land And Building 595,645
 Other Fixed Assets 36,780
 NCUSIF Deposit 316,710
 All Other Assets 0
  TOTAL ASSETS 45,675,159
LIABILITIES & CAPITAL:  
 Dividends Payable 160,392
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 283,819
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,646,506
 Regular shares 14,002,399
 All Other Shares & Deposits 18,218,484
  TOTAL SHARES & DEPOSITS 36,867,389
  TOTAL LIABILITIES 37,311,600
 Regular Reserve 0
 Other Reserves 815,310
 Undivided Earnings 7,548,249
  TOTAL EQUITY 8,363,559
  TOTAL LIABILITIES, SHARES, & EQUITY 45,675,159
INCOME & EXPENSE  
 Loan Income 180,582
 Investment Income 102,781
 Other Income 15,028
 Total Employee Compensation & Benefits 161,650
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 131,712
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,500
 Cost of Funds 21,060
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -15,816
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