Dec, 31, 2021 — KEMBA CHARLESTON FEDERAL CREDIT UNION is a federal credit union headquartered in DUNBAR, WV with 1 branch location and about $44.30 million in total assets. Opened 87 years ago in 1935, KEMBA CHARLESTON FEDERAL CREDIT UNION has about 4,092 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | KEMBA CHARLESTON FEDERAL CREDIT UNION |
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Address: (Main Office) | 1830 Roxalana Rd DUNBAR, WV 25064-2705 |
Phone: | (304) 768-5700 |
Fax: | (304) 768-5899 |
Website: | http://kembacharlestonfcu.org |
Branches: | 1 branch locations |
Members: | 4,092 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 108 |
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Membership Type: | Multiple common bond - other |
Corporate Credit Union: | No |
Year Opened: | 1935 |
Last Audited: | Nov 01, 2020 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $44,301,614 |
CEO/Manager: | Joetta S Heck |
Chairperson: | Roy Combs |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,843,596 |
TOTAL INVESTMENTS | 26,428,543 |
Loans Held for Sale | 0 |
Real Estate Loans | 3,086,249 |
Unsecured Loans | 825,492 |
Other Loans | 10,990,629 |
TOTAL LOANS | 14,902,370 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -203,930 |
Land And Building | 604,760 |
Other Fixed Assets | 38,106 |
NCUSIF Deposit | 316,710 |
All Other Assets | 371,459 |
TOTAL ASSETS | 44,301,614 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 169,164 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 357,097 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 4,206,807 |
Regular shares | 13,571,194 |
All Other Shares & Deposits | 17,617,977 |
TOTAL SHARES & DEPOSITS | 35,395,978 |
TOTAL LIABILITIES | 35,922,239 |
Regular Reserve | 826,246 |
Other Reserves | 4,880 |
Undivided Earnings | 7,548,249 |
TOTAL EQUITY | 8,379,375 |
TOTAL LIABILITIES, SHARES, & EQUITY | 44,301,614 |
INCOME & EXPENSE | |
Loan Income | 774,533 |
Investment Income | 453,340 |
Other Income | 53,792 |
Total Employee Compensation & Benefits | 578,819 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 533,882 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,000 |
Cost of Funds | 100,631 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 74,394 |
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