Credit Unions Near Me
National Credit Union Service Organization

KEMBA CHARLESTON FEDERAL CREDIT UNION

Dec, 31, 2021 — KEMBA CHARLESTON FEDERAL CREDIT UNION is a federal credit union headquartered in DUNBAR, WV with 1 branch location and about $44.30 million in total assets. Opened 87 years ago in 1935, KEMBA CHARLESTON FEDERAL CREDIT UNION has about 4,092 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:KEMBA CHARLESTON FEDERAL CREDIT UNION
Address:
(Main Office)
1830 Roxalana Rd
DUNBAR, WV 25064-2705
Phone:(304) 768-5700
Fax:(304) 768-5899
Website:http://kembacharlestonfcu.org
Branches:1 branch locations
Members:4,092
Credit Union Type:Federal Credit Union
Charter Number:108
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1935
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$44,301,614
CEO/Manager:Joetta S Heck
Chairperson:Roy Combs

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,843,596
TOTAL INVESTMENTS 26,428,543
Loans Held for Sale 0
 
 Real Estate Loans 3,086,249
 Unsecured Loans 825,492
 Other Loans 10,990,629
 TOTAL LOANS 14,902,370
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -203,930
 Land And Building 604,760
 Other Fixed Assets 38,106
 NCUSIF Deposit 316,710
 All Other Assets 371,459
  TOTAL ASSETS 44,301,614
LIABILITIES & CAPITAL:  
 Dividends Payable 169,164
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 357,097
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,206,807
 Regular shares 13,571,194
 All Other Shares & Deposits 17,617,977
  TOTAL SHARES & DEPOSITS 35,395,978
  TOTAL LIABILITIES 35,922,239
 Regular Reserve 826,246
 Other Reserves 4,880
 Undivided Earnings 7,548,249
  TOTAL EQUITY 8,379,375
  TOTAL LIABILITIES, SHARES, & EQUITY 44,301,614
INCOME & EXPENSE  
 Loan Income 774,533
 Investment Income 453,340
 Other Income 53,792
 Total Employee Compensation & Benefits 578,819
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 533,882
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 30,000
 Cost of Funds 100,631
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 74,394
↑ Back to Top

Other Credit Unions

CHARLESTON POSTAL FEDERAL CREDIT UNION
1000 CENTRE WAY
CHARLESTON, WV 25309
LOCAL NO. 317 I.A.F.F. CREDIT UNION
205A Tennessee Ave
CHARLESTON, WV 25302-2370
SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION
515 3rd Ave Ste 200
SOUTH CHARLESTON, WV 25303
CHARLESTON FEDERAL CREDIT UNION
300 VIRGINIA ST E RM 4203
CHARLESTON, WV 25301-2513
CHA-TEL FEDERAL CREDIT UNION
1500 Maccorkle Ave SE
CHARLESTON, WV 25396
ELEMENT FEDERAL CREDIT UNION
3418 MacCorkle Ave SE
CHARLESTON, WV 25304
MEMBERS CHOICE WV FEDERAL CREDIT UNION
201 Ohio Ave
CHARLESTON, WV 25302-2209
THE STATE CREDIT UNION
2200 WASHINGTON ST E
CHARLESTON, WV 25311-2219
WV NATIONAL GUARD FEDERAL CREDIT UNION
1512 Coonskin Dr
CHARLESTON, WV 25311-1022
CAMC FEDERAL CREDIT UNION
3400 MacCorkle Ave SE
CHARLESTON, WV 25304