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KEMBA CHARLESTON FEDERAL CREDIT UNION

Mar, 31, 2021 — KEMBA CHARLESTON FEDERAL CREDIT UNION is a federal credit union headquartered in Dunbar, WV with 1 branch location and about $43.47 million in total assets. Opened 86 years ago in 1935, KEMBA CHARLESTON FEDERAL CREDIT UNION has about 4,137 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:KEMBA CHARLESTON FEDERAL CREDIT UNION
Address:
(Main Office)
1830 Roxalana Road
Dunbar, WV 25064-2705
Phone:(304) 768-5700
Fax:(304) 768-5899
Website:http://kembacharlestonfcu.org
Branches:1 branch locations
Members:4,137
Credit Union Type:Federal Credit Union
Charter Number:108
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1935
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$43,465,906
CEO/Manager:Joetta S Heck
Chairperson:Ronald E Turley

Call Report

  • Real Estate Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,980,355
TOTAL INVESTMENTS 24,479,513
Loans Held for Sale 0
 
 Real Estate Loans 3,275,535
 Unsecured Loans 804,535
 Other Loans 10,767,965
 TOTAL LOANS 14,848,035
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -170,796
 Land And Building 632,106
 Other Fixed Assets 43,113
 NCUSIF Deposit 290,542
 All Other Assets 363,038
  TOTAL ASSETS 43,465,906
LIABILITIES & CAPITAL:  
 Dividends Payable 179,474
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 318,089
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,499,395
 Regular shares 12,986,921
 All Other Shares & Deposits 17,160,362
  TOTAL SHARES & DEPOSITS 34,646,678
  TOTAL LIABILITIES 35,144,241
 Regular Reserve 826,246
 Other Reserves 4,880
 Undivided Earnings 7,490,539
  TOTAL EQUITY 8,321,665
  TOTAL LIABILITIES, SHARES, & EQUITY 43,465,906
INCOME & EXPENSE  
 Loan Income 196,837
 Investment Income 117,040
 Other Income 12,757
 Total Employee Compensation & Benefits 151,897
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 128,226
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,500
 Cost of Funds 30,362
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 16,683
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