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KEMBA CHARLESTON FEDERAL CREDIT UNION

Jun, 30, 2021 — KEMBA CHARLESTON FEDERAL CREDIT UNION is a federal credit union headquartered in Dunbar, WV with 1 branch location and about $43.95 million in total assets. Opened 86 years ago in 1935, KEMBA CHARLESTON FEDERAL CREDIT UNION has about 4,135 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:KEMBA CHARLESTON FEDERAL CREDIT UNION
Address:
(Main Office)
1830 Roxalana Road
Dunbar, WV 25064-2705
Phone:(304) 768-5700
Fax:(304) 768-5899
Website:http://kembacharlestonfcu.org
Branches:1 branch locations
Members:4,135
Credit Union Type:Federal Credit Union
Charter Number:108
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1935
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$43,950,389
CEO/Manager:Joetta S Heck
Chairperson:Ronald E Turley

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,895,450
TOTAL INVESTMENTS 25,828,543
Loans Held for Sale 0
 
 Real Estate Loans 3,201,412
 Unsecured Loans 746,281
 Other Loans 11,045,710
 TOTAL LOANS 14,993,403
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -175,878
 Land And Building 622,991
 Other Fixed Assets 41,444
 NCUSIF Deposit 316,710
 All Other Assets 427,726
  TOTAL ASSETS 43,950,389
LIABILITIES & CAPITAL:  
 Dividends Payable 167,469
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 301,061
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,006,393
 Regular shares 13,745,862
 All Other Shares & Deposits 17,381,112
  TOTAL SHARES & DEPOSITS 35,133,367
  TOTAL LIABILITIES 35,601,897
 Regular Reserve 826,246
 Other Reserves 4,880
 Undivided Earnings 7,517,366
  TOTAL EQUITY 8,348,492
  TOTAL LIABILITIES, SHARES, & EQUITY 43,950,389
INCOME & EXPENSE  
 Loan Income 388,335
 Investment Income 232,374
 Other Income 24,106
 Total Employee Compensation & Benefits 294,200
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 253,487
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 15,000
 Cost of Funds 55,664
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 43,511
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