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CHARLESTON POSTAL FEDERAL CREDIT UNION

Jun, 30, 2021 — CHARLESTON POSTAL FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 2 branch locations and about $4.80 million in total assets. Opened 96 years ago in 1925, CHARLESTON POSTAL FEDERAL CREDIT UNION has about 749 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251983675
Name:CHARLESTON POSTAL FEDERAL CREDIT UNION
Address:
(Main Office)
1000 CENTRE WAY
CHARLESTON, WV 25309
Phone:(304) 746-5111
Fax:(304) 746-5112
Website:http://www.charlestonpostalfcu.com
Branches:2 branch locations
Members:749
Credit Union Type:Federal Credit Union
Charter Number:24743
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1925
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$4,798,747
CEO/Manager:GRETA M DUFFIELD
Chairperson:VERNAL D WEBSTER

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,792,199
TOTAL INVESTMENTS 430,484
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 811,052
 Other Loans 1,755,650
 TOTAL LOANS 2,566,702
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -83,001
 Land And Building 0
 Other Fixed Assets 8,337
 NCUSIF Deposit 43,906
 All Other Assets 40,120
  TOTAL ASSETS 4,798,747
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 14,201
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 723,496
 Regular shares 3,138,972
 All Other Shares & Deposits 521,298
  TOTAL SHARES & DEPOSITS 4,383,766
  TOTAL LIABILITIES 4,397,967
 Regular Reserve 123,269
 Other Reserves 0
 Undivided Earnings 277,511
  TOTAL EQUITY 400,780
  TOTAL LIABILITIES, SHARES, & EQUITY 4,798,747
INCOME & EXPENSE  
 Loan Income 97,227
 Investment Income 4,224
 Other Income 44,286
 Total Employee Compensation & Benefits 88,367
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 53,492
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,500
 Cost of Funds 3,231
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -1,853
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