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CHARLESTON POSTAL FEDERAL CREDIT UNION

Mar, 31, 2022 — CHARLESTON POSTAL FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $5.06 million in total assets. Opened 97 years ago in 1925, CHARLESTON POSTAL FEDERAL CREDIT UNION has about 743 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251983675
Name:CHARLESTON POSTAL FEDERAL CREDIT UNION
Address:
(Main Office)
1000 CENTRE WAY
CHARLESTON, WV 25309
Phone:(304) 746-5111
Fax:(304) 746-5112
Website:http://www.charlestonpostalfcu.com
Branches:1 branch locations
Members:743
Credit Union Type:Federal Credit Union
Charter Number:24743
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1925
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$5,059,550
CEO/Manager:GRETA M DUFFIELD
Chairperson:William Erby

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,558,428
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 887,718
 Other Loans 2,159,250
 TOTAL LOANS 3,046,968
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -36,554
 Land And Building 0
 Other Fixed Assets 4,050
 NCUSIF Deposit 43,906
 All Other Assets 0
  TOTAL ASSETS 5,059,550
LIABILITIES & CAPITAL:  
 Dividends Payable 174
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 26,099
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 645,863
 Regular shares 3,557,156
 All Other Shares & Deposits 425,052
  TOTAL SHARES & DEPOSITS 4,628,071
  TOTAL LIABILITIES 4,654,344
 Regular Reserve 0
 Other Reserves 123,269
 Undivided Earnings 281,937
  TOTAL EQUITY 405,206
  TOTAL LIABILITIES, SHARES, & EQUITY 5,059,550
INCOME & EXPENSE  
 Loan Income 57,291
 Investment Income 690
 Other Income 23,662
 Total Employee Compensation & Benefits 41,809
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 28,739
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 229
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 10,896
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