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CHARLESTON POSTAL FEDERAL CREDIT UNION

Dec, 31, 2020 — CHARLESTON POSTAL FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 2 branch locations and about $4.78 million in total assets. Opened 96 years ago in 1925, CHARLESTON POSTAL FEDERAL CREDIT UNION has about 762 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251983675
Name:CHARLESTON POSTAL FEDERAL CREDIT UNION
Address:
(Main Office)
1000 CENTRE WAY
CHARLESTON, WV 25309
Phone:(304) 746-5111
Fax:(304) 746-5112
Website:http://www.charlestonpostalfcu.com
Branches:2 branch locations
Members:762
Credit Union Type:Federal Credit Union
Charter Number:24743
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1925
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$4,779,307
CEO/Manager:GRETA M DUFFIELD
Chairperson:VERNAL D WEBSTER

Call Report

  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,782,784
TOTAL INVESTMENTS 629,962
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 783,285
 Other Loans 1,615,517
 TOTAL LOANS 2,398,802
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -80,101
 Land And Building 0
 Other Fixed Assets 7,420
 NCUSIF Deposit 34,800
 All Other Assets 5,640
  TOTAL ASSETS 4,779,307
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -13,945
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 739,190
 Regular shares 3,142,694
 All Other Shares & Deposits 508,738
  TOTAL SHARES & DEPOSITS 4,390,622
  TOTAL LIABILITIES 4,376,677
 Regular Reserve 123,268
 Other Reserves 0
 Undivided Earnings 279,362
  TOTAL EQUITY 402,630
  TOTAL LIABILITIES, SHARES, & EQUITY 4,779,307
INCOME & EXPENSE  
 Loan Income 206,121
 Investment Income 18,132
 Other Income 91,151
 Total Employee Compensation & Benefits 183,990
 NCUSIF Premiums Expense 1,058
 Total Other Operating Expenses 104,304
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,500
 Cost of Funds 5,042
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 8,510
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