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SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2023 — SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in SOUTH CHARLESTON, WV with 1 branch location and about $16.67 million in total assets. Opened 58 years ago in 1965, SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION has about 1,271 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
515 3rd Ave Ste 200
SOUTH CHARLESTON, WV 25303
Phone:(304) 720-5600
Fax:(304) 720-5401
Website:n/a
Branches:1 branch locations
Members:1,271
Credit Union Type:Federal Credit Union
Charter Number:16989
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1965
Last Audited:Apr 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$16,671,175
CEO/Manager:James P Hsu
Chairperson:Ted Schuda

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,809,703
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 480,550
 Unsecured Loans 692,362
 Other Loans 2,817,617
 TOTAL LOANS 3,990,529
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -36,854
 Land And Building 0
 Other Fixed Assets 14
 NCUSIF Deposit 84,076
 All Other Assets 0
  TOTAL ASSETS 16,671,175
LIABILITIES & CAPITAL:  
 Dividends Payable 12,880
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 6,402
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 6,867,488
 All Other Shares & Deposits 1,596,700
  TOTAL SHARES & DEPOSITS 8,464,188
  TOTAL LIABILITIES 8,483,470
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 8,187,705
  TOTAL EQUITY 8,187,705
  TOTAL LIABILITIES, SHARES, & EQUITY 16,671,175
INCOME & EXPENSE  
 Loan Income 180,916
 Investment Income 164,444
 Other Income 0
 Total Employee Compensation & Benefits 275,042
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 152,250
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 26,594
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -94,805
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