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CHA-TEL FEDERAL CREDIT UNION

Dec, 31, 2020 — CHA-TEL FEDERAL CREDIT UNION is a federal credit union headquartered in Charleston, WV with 1 branch location and about $11.55 million in total assets. Opened 58 years ago in 1963, CHA-TEL FEDERAL CREDIT UNION has about 1,412 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CHA-TEL FEDERAL CREDIT UNION
Address:
(Main Office)
1500 Maccorkle Ave
Charleston, WV 25314
Phone:(304) 344-3330
Fax:(304) 344-2918
Website:http://www.chatelfcu.com
Branches:1 branch locations
Members:1,412
Credit Union Type:Federal Credit Union
Charter Number:15935
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1963
Last Audited:Feb 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$11,548,879
CEO/Manager:Kimberly A Taylor
Chairperson:Terry P Sanner

Call Report

  • Overdraft Protection
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,657,499
TOTAL INVESTMENTS 2,226,958
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 965,965
 Other Loans 5,679,873
 TOTAL LOANS 6,645,838
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -81,602
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 87,798
 All Other Assets 12,388
  TOTAL ASSETS 11,548,879
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 35,097
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,561,344
 Regular shares 5,733,227
 All Other Shares & Deposits 3,001,164
  TOTAL SHARES & DEPOSITS 10,295,735
  TOTAL LIABILITIES 10,330,832
 Regular Reserve 284,306
 Other Reserves 0
 Undivided Earnings 933,741
  TOTAL EQUITY 1,218,047
  TOTAL LIABILITIES, SHARES, & EQUITY 11,548,879
INCOME & EXPENSE  
 Loan Income 321,148
 Investment Income 57,895
 Other Income 91,077
 Total Employee Compensation & Benefits 161,036
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 237,656
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 30,000
 Cost of Funds 36,537
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,891
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