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CAMC FEDERAL CREDIT UNION

Dec, 31, 2022 — CAMC FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $81.16 million in total assets. Opened 46 years ago in 1977, CAMC FEDERAL CREDIT UNION has about 5,012 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CAMC FEDERAL CREDIT UNION
Address:
(Main Office)
3400 MacCorkle Ave SE
CHARLESTON, WV 25304
Phone:(304) 388-5700
Fax:(304) 388-5730
Website:https://www.camcfcu.org
Branches:1 branch locations
Members:5,012
Credit Union Type:Federal Credit Union
Charter Number:22657
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1977
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$81,156,052
CEO/Manager:Ashley D Morris
Chairperson:Susan Russell

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,009,412
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 22,266,770
 Unsecured Loans 781,561
 Other Loans 10,315,734
 TOTAL LOANS 33,364,065
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -163,475
 Land And Building 637,035
 Other Fixed Assets 235,043
 NCUSIF Deposit 607,118
 All Other Assets 0
  TOTAL ASSETS 81,156,052
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 156,455
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 15,598,561
 Regular shares 23,734,659
 All Other Shares & Deposits 23,176,419
  TOTAL SHARES & DEPOSITS 62,509,639
  TOTAL LIABILITIES 62,666,094
 Regular Reserve 0
 Other Reserves 742,254
 Undivided Earnings 17,747,704
  TOTAL EQUITY 18,489,958
  TOTAL LIABILITIES, SHARES, & EQUITY 81,156,052
INCOME & EXPENSE  
 Loan Income 949,076
 Investment Income 275,408
 Other Income 217,352
 Total Employee Compensation & Benefits 664,485
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 768,954
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 47,483
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 356,073
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