Dec, 31, 2022 — CAMC FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $81.16 million in total assets. Opened 46 years ago in 1977, CAMC FEDERAL CREDIT UNION has about 5,012 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CAMC FEDERAL CREDIT UNION |
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Address: (Main Office) | 3400 MacCorkle Ave SE CHARLESTON, WV 25304 |
Phone: | (304) 388-5700 |
Fax: | (304) 388-5730 |
Website: | https://www.camcfcu.org |
Branches: | 1 branch locations |
Members: | 5,012 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 22657 |
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Membership Type: | Multiple common bond - Primarily health care |
Corporate Credit Union: | No |
Year Opened: | 1977 |
Last Audited: | Mar 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $81,156,052 |
CEO/Manager: | Ashley D Morris |
Chairperson: | Susan Russell |
ASSETS: | $ Amount |
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Cash & Equivalents | 3,009,412 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 22,266,770 |
Unsecured Loans | 781,561 |
Other Loans | 10,315,734 |
TOTAL LOANS | 33,364,065 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -163,475 |
Land And Building | 637,035 |
Other Fixed Assets | 235,043 |
NCUSIF Deposit | 607,118 |
All Other Assets | 0 |
TOTAL ASSETS | 81,156,052 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 156,455 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 15,598,561 |
Regular shares | 23,734,659 |
All Other Shares & Deposits | 23,176,419 |
TOTAL SHARES & DEPOSITS | 62,509,639 |
TOTAL LIABILITIES | 62,666,094 |
Regular Reserve | 0 |
Other Reserves | 742,254 |
Undivided Earnings | 17,747,704 |
TOTAL EQUITY | 18,489,958 |
TOTAL LIABILITIES, SHARES, & EQUITY | 81,156,052 |
INCOME & EXPENSE | |
Loan Income | 949,076 |
Investment Income | 275,408 |
Other Income | 217,352 |
Total Employee Compensation & Benefits | 664,485 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 768,954 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 47,483 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 356,073 |
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