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CAMC FEDERAL CREDIT UNION

Jun, 30, 2021 — CAMC FEDERAL CREDIT UNION is a federal credit union headquartered in Charleston, WV with 1 branch location and about $78.82 million in total assets. Opened 44 years ago in 1977, CAMC FEDERAL CREDIT UNION has about 5,226 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CAMC FEDERAL CREDIT UNION
Address:
(Main Office)
3400 MacCorkle Avenue SE
Charleston, WV 25304
Phone:(304) 388-5700
Fax:(304) 388-5730
Website:http://www.camcfcu.org
Branches:1 branch locations
Members:5,226
Credit Union Type:Federal Credit Union
Charter Number:22657
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1977
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$78,815,049
CEO/Manager:Ashley D Morris
Chairperson:J. Alan Shearer

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,146,061
TOTAL INVESTMENTS 31,554,131
Loans Held for Sale 0
 
 Real Estate Loans 22,463,455
 Unsecured Loans 841,775
 Other Loans 10,183,495
 TOTAL LOANS 33,488,725
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -144,465
 Land And Building 591,126
 Other Fixed Assets 89,464
 NCUSIF Deposit 587,020
 All Other Assets 502,987
  TOTAL ASSETS 78,815,049
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 164,377
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,769,198
 Regular shares 22,727,159
 All Other Shares & Deposits 24,340,679
  TOTAL SHARES & DEPOSITS 60,837,036
  TOTAL LIABILITIES 61,001,413
 Regular Reserve 742,254
 Other Reserves 0
 Undivided Earnings 17,071,382
  TOTAL EQUITY 17,813,636
  TOTAL LIABILITIES, SHARES, & EQUITY 78,815,049
INCOME & EXPENSE  
 Loan Income 644,454
 Investment Income 207,195
 Other Income 130,160
 Total Employee Compensation & Benefits 425,604
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 506,543
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 22,500
 Cost of Funds 65,738
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 234,036
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