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CAMC FEDERAL CREDIT UNION

Dec, 31, 2020 — CAMC FEDERAL CREDIT UNION is a federal credit union headquartered in Charleston, WV with 1 branch location and about $77.79 million in total assets. Opened 44 years ago in 1977, CAMC FEDERAL CREDIT UNION has about 5,310 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CAMC FEDERAL CREDIT UNION
Address:
(Main Office)
3400 MacCorkle Avenue SE
Charleston, WV 25304
Phone:(304) 388-5700
Fax:(304) 388-5730
Website:http://www.camcfcu.org
Branches:1 branch locations
Members:5,310
Credit Union Type:Federal Credit Union
Charter Number:22657
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1977
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$77,786,116
CEO/Manager:Ashley D Morris
Chairperson:Lisa Gerencir

Call Report

  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,739,058
TOTAL INVESTMENTS 32,108,268
Loans Held for Sale 0
 
 Real Estate Loans 21,438,798
 Unsecured Loans 925,161
 Other Loans 10,845,590
 TOTAL LOANS 33,209,549
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -123,971
 Land And Building 597,117
 Other Fixed Assets 87,724
 NCUSIF Deposit 557,141
 All Other Assets 611,230
  TOTAL ASSETS 77,786,116
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 152,389
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 15,309,256
 Regular shares 20,403,839
 All Other Shares & Deposits 24,341,032
  TOTAL SHARES & DEPOSITS 60,054,127
  TOTAL LIABILITIES 60,206,516
 Regular Reserve 742,254
 Other Reserves 0
 Undivided Earnings 16,837,346
  TOTAL EQUITY 17,579,600
  TOTAL LIABILITIES, SHARES, & EQUITY 77,786,116
INCOME & EXPENSE  
 Loan Income 1,374,444
 Investment Income 611,000
 Other Income 765,409
 Total Employee Compensation & Benefits 842,847
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 935,642
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 233,647
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 738,717
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