Sep, 30, 2025 — W. VIRGINIA STATE CONVENTION CREDIT UNION is a federally insured state chartered credit union headquartered in HILLTOP, WV with 1 branch location and about $410,963 in total assets. Opened 42 years ago in 1984, W. VIRGINIA STATE CONVENTION CREDIT UNION has about 194 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | W. VIRGINIA STATE CONVENTION CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 283 HILLTOP, WV 25855 |
| Phone: | (304) 469-3737 |
| Fax: | (304) 469-3333 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 194 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68112 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1984 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $410,963 |
| CEO/Manager: | Linda L Manuel |
| Chairperson: | Herman James |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 91,755 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 34,372 |
| Other Loans | 34,700 |
| TOTAL LOANS | 69,072 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,835 |
| Land And Building | 0 |
| Other Fixed Assets | 545 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,916 |
| All Other Assets | 0 |
| TOTAL ASSETS | 410,963 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 374,284 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 374,285 |
| TOTAL LIABILITIES | 374,285 |
| Regular Reserve | 0 |
| Other Reserves | 15,776 |
| Undivided Earnings | 20,902 |
| TOTAL EQUITY | 36,678 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 410,963 |
| INCOME & EXPENSE | |
| Loan Income | 3,599 |
| Investment Income | 5,063 |
| Other Income | 793 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,116 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 0 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,417 |
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