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RALEIGH COUNTY FEDERAL CREDIT UNION

Mar, 31, 2022 — RALEIGH COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in BECKLEY, WV with 1 branch location and about $17.34 million in total assets. Opened 70 years ago in 1952, RALEIGH COUNTY FEDERAL CREDIT UNION has about 1,885 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RALEIGH COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
200 Veterans Ave
BECKLEY, WV 25801
Phone:(304) 253-6279
Fax:(304) 253-6290
Website:http://www.raleighcountyfcu.com
Branches:1 branch locations
Members:1,885
Credit Union Type:Federal Credit Union
Charter Number:7790
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1952
Last Audited:Apr 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$17,338,628
CEO/Manager:Donna R Kauff
Chairperson:Sheila Zeto

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,481,428
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,296,683
 Other Loans 11,913,734
 TOTAL LOANS 13,210,417
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -19,300
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 131,537
 All Other Assets 0
  TOTAL ASSETS 17,338,628
LIABILITIES & CAPITAL:  
 Dividends Payable 8,331
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 52,210
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,717,443
 Regular shares 9,007,100
 All Other Shares & Deposits 3,367,243
  TOTAL SHARES & DEPOSITS 15,091,786
  TOTAL LIABILITIES 15,152,327
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,186,301
  TOTAL EQUITY 2,186,301
  TOTAL LIABILITIES, SHARES, & EQUITY 17,338,628
INCOME & EXPENSE  
 Loan Income 180,332
 Investment Income 7,080
 Other Income 41,927
 Total Employee Compensation & Benefits 141,499
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 62,019
 Non-operating Income & (Expense) 1,755
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 11,322
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 16,254
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