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RALEIGH COUNTY FEDERAL CREDIT UNION

Dec, 31, 2021 — RALEIGH COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in BECKLEY, WV with 1 branch location and about $17.58 million in total assets. Opened 70 years ago in 1952, RALEIGH COUNTY FEDERAL CREDIT UNION has about 1,998 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RALEIGH COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
200 Veterans Ave
BECKLEY, WV 25801
Phone:(304) 253-6279
Fax:(304) 253-6290
Website:http://www.raleighcountyfcu.com
Branches:1 branch locations
Members:1,998
Credit Union Type:Federal Credit Union
Charter Number:7790
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1952
Last Audited:Apr 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$17,582,308
CEO/Manager:Donna R Kauff
Chairperson:Sheila Zeto

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,803,244
TOTAL INVESTMENTS 1,940,677
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,327,438
 Other Loans 12,301,336
 TOTAL LOANS 13,628,774
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -20,044
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 131,537
 All Other Assets 98,120
  TOTAL ASSETS 17,582,308
LIABILITIES & CAPITAL:  
 Dividends Payable 4,737
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 66,305
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,920,958
 Regular shares 8,537,066
 All Other Shares & Deposits 3,883,195
  TOTAL SHARES & DEPOSITS 15,341,219
  TOTAL LIABILITIES 15,412,261
 Regular Reserve 330,885
 Other Reserves 0
 Undivided Earnings 1,839,162
  TOTAL EQUITY 2,170,047
  TOTAL LIABILITIES, SHARES, & EQUITY 17,582,308
INCOME & EXPENSE  
 Loan Income 731,480
 Investment Income 34,530
 Other Income 137,784
 Total Employee Compensation & Benefits 517,467
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 212,720
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,500
 Cost of Funds 36,463
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 142,302
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