Dec, 31, 2022 — ALDERSON FCI FEDERAL CREDIT UNION is a federal credit union headquartered in ALDERSON, WV with 2 branch locations and about $10.17 million in total assets. Opened 68 years ago in 1955, ALDERSON FCI FEDERAL CREDIT UNION has about 969 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ALDERSON FCI FEDERAL CREDIT UNION |
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Address: (Main Office) | PO Box A ALDERSON, WV 24910-0990 |
Phone: | (304) 445-3300 |
Fax: | (304) 445-3363 |
Website: | n/a |
Branches: | 2 branch locations |
Members: | 969 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 10520 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1955 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $10,172,128 |
CEO/Manager: | Carolyn Browning |
Chairperson: | Thomas C Harvey |
ASSETS: | $ Amount |
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Cash & Equivalents | 3,883,651 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 916,724 |
Other Loans | 4,205,552 |
TOTAL LOANS | 5,122,276 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -196,582 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 80,969 |
All Other Assets | 0 |
TOTAL ASSETS | 10,172,128 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 34,156 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 2,543 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 8,732,256 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 8,732,256 |
TOTAL LIABILITIES | 8,768,955 |
Regular Reserve | 0 |
Other Reserves | 52,769 |
Undivided Earnings | 1,350,404 |
TOTAL EQUITY | 1,403,173 |
TOTAL LIABILITIES, SHARES, & EQUITY | 10,172,128 |
INCOME & EXPENSE | |
Loan Income | 254,009 |
Investment Income | 18,948 |
Other Income | 750 |
Total Employee Compensation & Benefits | 25,988 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 22,927 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,000 |
Cost of Funds | 101,389 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 103,710 |
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