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ALLOY FEDERAL CREDIT UNION

Jun, 30, 2021 — ALLOY FEDERAL CREDIT UNION is a federal credit union headquartered in Alloy, WV with 2 branch locations and about $24.57 million in total assets. Opened 51 years ago in 1970, ALLOY FEDERAL CREDIT UNION has about 4,465 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ALLOY FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 323
Alloy, WV 25002
Phone:(304) 779-2773
Fax:(304) 779-2683
Website:http://www.alloyfcu.com
Branches:2 branch locations
Members:4,465
Credit Union Type:Federal Credit Union
Charter Number:20324
Membership Type:Manufacturing - Primary and Fabricated Metals
Corporate Credit Union:No
Year Opened:1970
Last Audited:May 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$24,568,595
CEO/Manager:Deanna M Valentine
Chairperson:Ray Phillips

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,264,993
TOTAL INVESTMENTS 3,526,354
Loans Held for Sale 0
 
 Real Estate Loans 1,855,669
 Unsecured Loans 1,456,694
 Other Loans 9,715,421
 TOTAL LOANS 13,027,784
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -76,502
 Land And Building 858,343
 Other Fixed Assets 44,281
 NCUSIF Deposit 201,441
 All Other Assets 721,901
  TOTAL ASSETS 24,568,595
LIABILITIES & CAPITAL:  
 Dividends Payable 19,882
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 30,608
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,803,409
 Regular shares 14,011,766
 All Other Shares & Deposits 4,381,135
  TOTAL SHARES & DEPOSITS 21,196,310
  TOTAL LIABILITIES 21,246,800
 Regular Reserve 516,208
 Other Reserves 0
 Undivided Earnings 2,805,587
  TOTAL EQUITY 3,321,795
  TOTAL LIABILITIES, SHARES, & EQUITY 24,568,595
INCOME & EXPENSE  
 Loan Income 365,649
 Investment Income 32,887
 Other Income 78,816
 Total Employee Compensation & Benefits 197,858
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 312,882
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 15,426
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 79,131
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