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ALLOY FEDERAL CREDIT UNION

Mar, 31, 2022 — ALLOY FEDERAL CREDIT UNION is a federal credit union headquartered in ALLOY, WV with 2 branch locations and about $25.23 million in total assets. Opened 52 years ago in 1970, ALLOY FEDERAL CREDIT UNION has about 4,439 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ALLOY FEDERAL CREDIT UNION
Address:
(Main Office)
3574 Midland Trail
ALLOY, WV 25002
Phone:(304) 779-2773
Fax:(304) 779-2683
Website:http://www.alloyfcu.com
Branches:2 branch locations
Members:4,439
Credit Union Type:Federal Credit Union
Charter Number:20324
Membership Type:Manufacturing - Primary and Fabricated Metals
Corporate Credit Union:No
Year Opened:1970
Last Audited:Nov 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$25,228,494
CEO/Manager:Deanna M Valentine
Chairperson:Ray Phillips

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,278,197
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,498,290
 Unsecured Loans 1,495,624
 Other Loans 10,534,764
 TOTAL LOANS 13,528,678
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -56,620
 Land And Building 832,310
 Other Fixed Assets 31,818
 NCUSIF Deposit 201,441
 All Other Assets 6,795
  TOTAL ASSETS 25,228,494
LIABILITIES & CAPITAL:  
 Dividends Payable 10,270
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,993
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,021,705
 Regular shares 14,967,283
 All Other Shares & Deposits 3,783,535
  TOTAL SHARES & DEPOSITS 21,772,523
  TOTAL LIABILITIES 21,792,786
 Regular Reserve 0
 Other Reserves 516,208
 Undivided Earnings 2,919,500
  TOTAL EQUITY 3,435,708
  TOTAL LIABILITIES, SHARES, & EQUITY 25,228,494
INCOME & EXPENSE  
 Loan Income 175,113
 Investment Income 42,639
 Other Income 46,903
 Total Employee Compensation & Benefits 98,388
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 158,377
 Non-operating Income & (Expense) 62,311
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 6,215
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 63,986
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