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MCDOWELL COUNTY FEDERAL CREDIT UNION

Mar, 31, 2022 — MCDOWELL COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in WELCH, WV with 1 branch location and about $93,032 in total assets. Opened 54 years ago in 1968, MCDOWELL COUNTY FEDERAL CREDIT UNION has about 33 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MCDOWELL COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
148 McDowell St
WELCH, WV 24801
Phone:(304) 436-6800
Fax:(304) 436-6803
Website:n/a
Branches:1 branch locations
Members:33
Credit Union Type:Federal Credit Union
Charter Number:18950
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1968
Last Audited:Jan 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$93,032
CEO/Manager:Heather R Mullins
Chairperson:Virginia L Dyer

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 74,185
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 19,705
 Other Loans 0
 TOTAL LOANS 19,705
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,500
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 382
 All Other Assets 0
  TOTAL ASSETS 93,032
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 200
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 77,212
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 77,212
  TOTAL LIABILITIES 77,412
 Regular Reserve 0
 Other Reserves 7,503
 Undivided Earnings 8,117
  TOTAL EQUITY 15,620
  TOTAL LIABILITIES, SHARES, & EQUITY 93,032
INCOME & EXPENSE  
 Loan Income 789
 Investment Income 49
 Other Income 1
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 481
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 0
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 358
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