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MINGO COUNTY EDUCATION FEDERAL CREDIT UNION

Mar, 31, 2022 — MINGO COUNTY EDUCATION FEDERAL CREDIT UNION is a federal credit union headquartered in WILLIAMSON, WV with 1 branch location and about $2.59 million in total assets. Opened 45 years ago in 1977, MINGO COUNTY EDUCATION FEDERAL CREDIT UNION has about 455 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MINGO COUNTY EDUCATION FEDERAL CREDIT UNION
Address:
(Main Office)
RR 2
WILLIAMSON, WV 25661
Phone:(304) 239-0547
Fax:(304) 239-0567
Website:n/a
Branches:1 branch locations
Members:455
Credit Union Type:Federal Credit Union
Charter Number:22678
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1977
Last Audited:Jan 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$2,585,836
CEO/Manager:Michelle Barrett
Chairperson:Linda Henson

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 260,817
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 842,752
 Other Loans 1,550,458
 TOTAL LOANS 2,393,210
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -104,560
 Land And Building 7
 Other Fixed Assets 4,802
 NCUSIF Deposit 23,143
 All Other Assets 0
  TOTAL ASSETS 2,585,836
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 40,000
 Accounts Payable & Other Liabilities 29,481
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 529,013
 All Other Shares & Deposits 1,553,675
  TOTAL SHARES & DEPOSITS 2,082,688
  TOTAL LIABILITIES 2,152,169
 Regular Reserve 0
 Other Reserves 38,089
 Undivided Earnings 395,578
  TOTAL EQUITY 433,667
  TOTAL LIABILITIES, SHARES, & EQUITY 2,585,836
INCOME & EXPENSE  
 Loan Income 38,215
 Investment Income 13
 Other Income 386
 Total Employee Compensation & Benefits 32,602
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 716
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 843
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,453
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