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MINGO COUNTY EDUCATION FEDERAL CREDIT UNION

Mar, 31, 2021 — MINGO COUNTY EDUCATION FEDERAL CREDIT UNION is a federal credit union headquartered in Williamson, WV with 1 branch location and about $2.76 million in total assets. Opened 44 years ago in 1977, MINGO COUNTY EDUCATION FEDERAL CREDIT UNION has about 452 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MINGO COUNTY EDUCATION FEDERAL CREDIT UNION
Address:
(Main Office)
Route 2, Box 310, Suite 1
Williamson, WV 25661
Phone:(304) 239-0547
Fax:(304) 239-0567
Website:n/a
Branches:1 branch locations
Members:452
Credit Union Type:Federal Credit Union
Charter Number:22678
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1977
Last Audited:Jul 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$2,756,254
CEO/Manager:Michelle Barrett
Chairperson:Linda Henson

Call Report

  • Risk Based Loans

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 403,604
TOTAL INVESTMENTS 8,417
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 814,074
 Other Loans 1,572,863
 TOTAL LOANS 2,386,937
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -70,669
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 23,143
 All Other Assets 4,822
  TOTAL ASSETS 2,756,254
LIABILITIES & CAPITAL:  
 Dividends Payable 23
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 12,073
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 821,207
 All Other Shares & Deposits 1,518,505
  TOTAL SHARES & DEPOSITS 2,339,712
  TOTAL LIABILITIES 2,351,808
 Regular Reserve 38,089
 Other Reserves 0
 Undivided Earnings 366,357
  TOTAL EQUITY 404,446
  TOTAL LIABILITIES, SHARES, & EQUITY 2,756,254
INCOME & EXPENSE  
 Loan Income 71,488
 Investment Income 1
 Other Income 635
 Total Employee Compensation & Benefits 14,176
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 267
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 13,495
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 44,186
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