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National Credit Union Service Organization

ROCHESTER AREA STATE EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2020 — ROCHESTER AREA STATE EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Rochester, NY with 1 branch location and about $16.23 million in total assets. Opened 86 years ago in 1935, ROCHESTER AREA STATE EMPLOYEES FEDERAL CREDIT UNION has about 1,811 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 222382153
Name:ROCHESTER AREA STATE EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. Box 24680
Rochester, NY 14624
Phone:(585) 272-0020
Fax:(585) 272-0022
Website:http://rasefcu.org
Branches:1 branch locations
Members:1,811
Credit Union Type:Federal Credit Union
Charter Number:680
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1935
Last Audited:Sep 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$16,230,186
CEO/Manager:Carl R Byers
Chairperson:Herbert Skerker

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,813,142
TOTAL INVESTMENTS 4,423,513
Loans Held for Sale 0
 
 Real Estate Loans 1,668,262
 Unsecured Loans 873,712
 Other Loans 4,302,734
 TOTAL LOANS 6,844,708
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -33,946
 Land And Building 0
 Other Fixed Assets 3,777
 NCUSIF Deposit 121,453
 All Other Assets 57,539
  TOTAL ASSETS 16,230,186
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,262
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,358,914
 Regular shares 7,178,754
 All Other Shares & Deposits 4,957,580
  TOTAL SHARES & DEPOSITS 14,495,248
  TOTAL LIABILITIES 14,497,510
 Regular Reserve 266,885
 Other Reserves 0
 Undivided Earnings 1,465,791
  TOTAL EQUITY 1,732,676
  TOTAL LIABILITIES, SHARES, & EQUITY 16,230,186
INCOME & EXPENSE  
 Loan Income 302,216
 Investment Income 114,029
 Other Income 32,261
 Total Employee Compensation & Benefits 152,691
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 226,423
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 19,148
 Cost of Funds 20,607
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 29,637
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