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SPENCERPORT FEDERAL CREDIT UNION

Dec, 31, 2020 — SPENCERPORT FEDERAL CREDIT UNION is a federal credit union headquartered in Spencerport, NY with 1 branch location and about $34.09 million in total assets. Opened 59 years ago in 1962, SPENCERPORT FEDERAL CREDIT UNION has about 4,423 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SPENCERPORT FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 86
Spencerport, NY 14559
Phone:(585) 352-6890
Fax:(585) 352-1899
Website:http://www.spnfcu.org
Branches:1 branch locations
Members:4,423
Credit Union Type:Federal Credit Union
Charter Number:14884
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$34,085,994
CEO/Manager:Nancy A Bodhorn
Chairperson:David N Moore

Call Report

  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,945,927
TOTAL INVESTMENTS 9,343,000
Loans Held for Sale 0
 
 Real Estate Loans 4,957,315
 Unsecured Loans 1,014,244
 Other Loans 11,835,616
 TOTAL LOANS 17,807,175
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -109,719
 Land And Building 503,915
 Other Fixed Assets 9,672
 NCUSIF Deposit 264,133
 All Other Assets 321,891
  TOTAL ASSETS 34,085,994
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 159,709
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,601,758
 Regular shares 20,881,981
 All Other Shares & Deposits 3,889,184
  TOTAL SHARES & DEPOSITS 31,372,923
  TOTAL LIABILITIES 31,532,632
 Regular Reserve 371,215
 Other Reserves 0
 Undivided Earnings 2,182,147
  TOTAL EQUITY 2,553,362
  TOTAL LIABILITIES, SHARES, & EQUITY 34,085,994
INCOME & EXPENSE  
 Loan Income 799,899
 Investment Income 135,656
 Other Income 105,205
 Total Employee Compensation & Benefits 473,017
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 473,480
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 25,978
 Cost of Funds 22,526
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 45,759
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