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SPENCERPORT FEDERAL CREDIT UNION

Mar, 31, 2022 — SPENCERPORT FEDERAL CREDIT UNION is a federal credit union headquartered in SPENCERPORT, NY with 1 branch location and about $39.50 million in total assets. Opened 60 years ago in 1962, SPENCERPORT FEDERAL CREDIT UNION has about 4,366 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SPENCERPORT FEDERAL CREDIT UNION
Address:
(Main Office)
2775 Spencerport rd
SPENCERPORT, NY 14559
Phone:(585) 352-6890
Fax:(585) 352-1899
Website:http://www.spnfcu.org
Branches:1 branch locations
Members:4,366
Credit Union Type:Federal Credit Union
Charter Number:14884
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$39,500,420
CEO/Manager:Nancy A Bodhorn
Chairperson:David N Moore

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,163,678
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,837,649
 Unsecured Loans 924,789
 Other Loans 12,507,919
 TOTAL LOANS 17,270,357
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -66,907
 Land And Building 486,843
 Other Fixed Assets 4,558
 NCUSIF Deposit 313,613
 All Other Assets 0
  TOTAL ASSETS 39,500,420
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 162,392
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,462,817
 Regular shares 24,879,063
 All Other Shares & Deposits 4,257,014
  TOTAL SHARES & DEPOSITS 36,598,894
  TOTAL LIABILITIES 36,761,286
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,739,134
  TOTAL EQUITY 2,739,134
  TOTAL LIABILITIES, SHARES, & EQUITY 39,500,420
INCOME & EXPENSE  
 Loan Income 165,589
 Investment Income 30,954
 Other Income 26,734
 Total Employee Compensation & Benefits 99,452
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 114,295
 Non-operating Income & (Expense) 35,383
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,269
 Cost of Funds 3,230
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 22,034
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