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SPENCERPORT FEDERAL CREDIT UNION

Mar, 31, 2021 — SPENCERPORT FEDERAL CREDIT UNION is a federal credit union headquartered in Spencerport, NY with 1 branch location and about $36.67 million in total assets. Opened 59 years ago in 1962, SPENCERPORT FEDERAL CREDIT UNION has about 4,450 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SPENCERPORT FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 86
Spencerport, NY 14559
Phone:(585) 352-6890
Fax:(585) 352-1899
Website:http://www.spnfcu.org
Branches:1 branch locations
Members:4,450
Credit Union Type:Federal Credit Union
Charter Number:14884
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$36,669,191
CEO/Manager:Nancy A Bodhorn
Chairperson:David N Moore

Call Report

  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,487,297
TOTAL INVESTMENTS 9,893,000
Loans Held for Sale 0
 
 Real Estate Loans 4,727,946
 Unsecured Loans 929,636
 Other Loans 11,720,277
 TOTAL LOANS 17,377,859
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -123,255
 Land And Building 500,500
 Other Fixed Assets 8,537
 NCUSIF Deposit 264,133
 All Other Assets 261,120
  TOTAL ASSETS 36,669,191
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 171,365
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,307,906
 Regular shares 22,663,409
 All Other Shares & Deposits 3,962,674
  TOTAL SHARES & DEPOSITS 33,933,989
  TOTAL LIABILITIES 34,105,354
 Regular Reserve 371,215
 Other Reserves 0
 Undivided Earnings 2,192,622
  TOTAL EQUITY 2,563,837
  TOTAL LIABILITIES, SHARES, & EQUITY 36,669,191
INCOME & EXPENSE  
 Loan Income 184,994
 Investment Income 28,545
 Other Income 15,789
 Total Employee Compensation & Benefits 108,298
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 114,378
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 3,849
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 10,475
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