Credit Unions Near Me
National Credit Union Service Organization

WESTSIDE COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — WESTSIDE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHURCHVILLE, NY with 1 branch location and about $21.54 million in total assets. Opened 59 years ago in 1962, WESTSIDE COMMUNITY FEDERAL CREDIT UNION has about 1,925 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WESTSIDE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 316, 125 EAST BUFFALO STRE
CHURCHVILLE, NY 14428
Phone:(585) 293-3840
Fax:(585) 293-9350
Website:http://www.wscfcu.com
Branches:1 branch locations
Members:1,925
Credit Union Type:Federal Credit Union
Charter Number:15324
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$21,544,882
CEO/Manager:Joan D Hawthorne
Chairperson:Michael C Tobey

Call Report

  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,245,942
TOTAL INVESTMENTS 5,154,517
Loans Held for Sale 0
 
 Real Estate Loans 7,328,929
 Unsecured Loans 214,621
 Other Loans 3,746,689
 TOTAL LOANS 11,290,239
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -47,075
 Land And Building 396,159
 Other Fixed Assets 65,024
 NCUSIF Deposit 170,058
 All Other Assets 270,018
  TOTAL ASSETS 21,544,882
LIABILITIES & CAPITAL:  
 Dividends Payable 6,000
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -145,214
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,329,646
 Regular shares 16,845,565
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 20,175,211
  TOTAL LIABILITIES 20,035,997
 Regular Reserve 158,707
 Other Reserves 0
 Undivided Earnings 1,350,178
  TOTAL EQUITY 1,508,885
  TOTAL LIABILITIES, SHARES, & EQUITY 21,544,882
INCOME & EXPENSE  
 Loan Income 96,385
 Investment Income 12,083
 Other Income 1,797
 Total Employee Compensation & Benefits 70,706
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 49,091
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -482
 Cost of Funds 5,999
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -14,381
↑ Back to Top

Other Credit Unions

ROCHESTER AREA STATE EMPLOYEES FEDERAL CREDIT UNION
P.O. Box 24680
ROCHESTER, NY 14624
GATES CHILI FEDERAL CREDIT UNION
2870 Buffalo Rd
ROCHESTER, NY 14624-1340
SPENCERPORT FEDERAL CREDIT UNION
PO Box 86
SPENCERPORT, NY 14559
LE ROY FEDERAL CREDIT UNION
7093 W MAIN RD
LE ROY, NY 14482-9352
BROCKPORT FEDERAL CREDIT UNION
400 West Ave
BROCKPORT, NY 14420-1122
FOCUS FIRST FEDERAL CREDIT UNION
1546 LYELL AVENUE
ROCHESTER, NY 14606-2122
LEXINGTON AVENUE FEDERAL CREDIT UNION
1275 LEXINGTON AVE
ROCHESTER, NY 14606
EVER $ GREEN FEDERAL CREDIT UNION
2215 E HENRIETTA RD
ROCHESTER, NY 14623
GENESEE CO-OP FEDERAL CREDIT UNION
395 GREGORY ST
ROCHESTER, NY 14620
GREECE COMMUNITY FEDERAL CREDIT UNION
1795 ENGLISH RD
ROCHESTER, NY 14616