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WESTSIDE COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2020 — WESTSIDE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHURCHVILLE, NY with 1 branch location and about $20.73 million in total assets. Opened 59 years ago in 1962, WESTSIDE COMMUNITY FEDERAL CREDIT UNION has about 1,919 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WESTSIDE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 316, 125 EAST BUFFALO STRE
CHURCHVILLE, NY 14428
Phone:(585) 293-3840
Fax:(585) 293-9350
Website:http://www.wscfcu.com
Branches:1 branch locations
Members:1,919
Credit Union Type:Federal Credit Union
Charter Number:15324
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Sep 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$20,731,982
CEO/Manager:Joan D Hawthorne
Chairperson:Michael C Tobey

Call Report

  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,212,858
TOTAL INVESTMENTS 5,154,517
Loans Held for Sale 0
 
 Real Estate Loans 6,365,458
 Unsecured Loans 264,162
 Other Loans 3,871,349
 TOTAL LOANS 10,500,969
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -46,999
 Land And Building 398,883
 Other Fixed Assets 67,647
 NCUSIF Deposit 170,058
 All Other Assets 274,049
  TOTAL ASSETS 20,731,982
LIABILITIES & CAPITAL:  
 Dividends Payable 5,847
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 185,646
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,113,848
 Regular shares 15,903,374
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 19,017,222
  TOTAL LIABILITIES 19,208,715
 Regular Reserve 158,708
 Other Reserves 0
 Undivided Earnings 1,364,559
  TOTAL EQUITY 1,523,267
  TOTAL LIABILITIES, SHARES, & EQUITY 20,731,982
INCOME & EXPENSE  
 Loan Income 402,995
 Investment Income 112,608
 Other Income 13,508
 Total Employee Compensation & Benefits 258,383
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 144,422
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,058
 Cost of Funds 22,628
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 102,620
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