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GREECE COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2022 — GREECE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 2 branch locations and about $12.01 million in total assets. Opened 47 years ago in 1975, GREECE COMMUNITY FEDERAL CREDIT UNION has about 1,391 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GREECE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
1795 English Rd
ROCHESTER, NY 14616
Phone:(585) 865-2560
Fax:
Website:http://www.greecefcu.com
Branches:2 branch locations
Members:1,391
Credit Union Type:Federal Credit Union
Charter Number:24274
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1975
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$12,005,132
CEO/Manager:Laura J Dewey
Chairperson:Teresa Melore

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,201,440
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,526,355
 Unsecured Loans 535,211
 Other Loans 2,973,881
 TOTAL LOANS 6,035,447
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -20,322
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 95,131
 All Other Assets 11,711
  TOTAL ASSETS 12,005,132
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,134
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,242,680
 Regular shares 8,845,017
 All Other Shares & Deposits 891,314
  TOTAL SHARES & DEPOSITS 10,979,011
  TOTAL LIABILITIES 10,990,145
 Regular Reserve 0
 Other Reserves 569,909
 Undivided Earnings 445,078
  TOTAL EQUITY 1,014,987
  TOTAL LIABILITIES, SHARES, & EQUITY 12,005,132
INCOME & EXPENSE  
 Loan Income 81,544
 Investment Income 6,062
 Other Income 13,219
 Total Employee Compensation & Benefits 50,997
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 41,331
 Non-operating Income & (Expense) 17,165
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 600
 Cost of Funds 1,610
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 23,452
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