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GREECE COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — GREECE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 2 branch locations and about $11.34 million in total assets. Opened 46 years ago in 1975, GREECE COMMUNITY FEDERAL CREDIT UNION has about 1,428 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GREECE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
1795 ENGLISH RD
ROCHESTER, NY 14616
Phone:(585) 865-2560
Fax:
Website:http://www.greecefcu.com
Branches:2 branch locations
Members:1,428
Credit Union Type:Federal Credit Union
Charter Number:24274
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1975
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$11,343,575
CEO/Manager:Laura J Dewey
Chairperson:Teresa Melore

Call Report

  • Credit Builder
  • Overdraft Lines of Credit
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,427,644
TOTAL INVESTMENTS 593,000
Loans Held for Sale 0
 
 Real Estate Loans 2,353,361
 Unsecured Loans 451,125
 Other Loans 3,444,695
 TOTAL LOANS 6,249,181
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -40,147
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 84,478
 All Other Assets 29,419
  TOTAL ASSETS 11,343,575
LIABILITIES & CAPITAL:  
 Dividends Payable 15
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 13,566
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,433,115
 Regular shares 8,069,013
 All Other Shares & Deposits 897,658
  TOTAL SHARES & DEPOSITS 10,399,786
  TOTAL LIABILITIES 10,413,367
 Regular Reserve 219,909
 Other Reserves 350,000
 Undivided Earnings 360,299
  TOTAL EQUITY 930,208
  TOTAL LIABILITIES, SHARES, & EQUITY 11,343,575
INCOME & EXPENSE  
 Loan Income 88,461
 Investment Income 2,061
 Other Income 12,794
 Total Employee Compensation & Benefits 53,037
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 40,660
 Non-operating Income & (Expense) 1,494
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,355
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 8,758
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