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ROCHESTER POLISH FEDERAL CREDIT UNION

Dec, 31, 2020 — ROCHESTER POLISH FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 1 branch location and about $7.21 million in total assets. Opened 46 years ago in 1975, ROCHESTER POLISH FEDERAL CREDIT UNION has about 372 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ROCHESTER POLISH FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 17108
ROCHESTER, NY 14617-4346
Phone:(585) 266-5876
Fax:(585) 266-3839
Website:n/a
Branches:1 branch locations
Members:372
Credit Union Type:Federal Credit Union
Charter Number:22078
Membership Type:Multiple common bond - Primarily faith based
Corporate Credit Union:No
Year Opened:1975
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$7,212,122
CEO/Manager:Margaret Urban
Chairperson:Urszula Jaskolski

Call Report

  • Real Estate Loans
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 983,695
TOTAL INVESTMENTS 4,695,672
Loans Held for Sale 0
 
 Real Estate Loans 1,090,014
 Unsecured Loans 74,727
 Other Loans 267,974
 TOTAL LOANS 1,432,715
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -17,168
 Land And Building 25,851
 Other Fixed Assets 9,261
 NCUSIF Deposit 59,034
 All Other Assets 23,062
  TOTAL ASSETS 7,212,122
LIABILITIES & CAPITAL:  
 Dividends Payable 4,369
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,585
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 192,803
 Regular shares 3,379,521
 All Other Shares & Deposits 2,096,839
  TOTAL SHARES & DEPOSITS 5,669,163
  TOTAL LIABILITIES 5,676,117
 Regular Reserve 123,595
 Other Reserves 0
 Undivided Earnings 1,412,410
  TOTAL EQUITY 1,536,005
  TOTAL LIABILITIES, SHARES, & EQUITY 7,212,122
INCOME & EXPENSE  
 Loan Income 60,271
 Investment Income 106,607
 Other Income 1,388
 Total Employee Compensation & Benefits 69,235
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 72,761
 Non-operating Income & (Expense) 13,200
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,879
 Cost of Funds 20,846
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,745
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