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FOCUS FIRST FEDERAL CREDIT UNION

Dec, 31, 2020 — FOCUS FIRST FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 0 branch location and about $13.08 million in total assets. Opened 66 years ago in 1955, FOCUS FIRST FEDERAL CREDIT UNION has about 1,271 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FOCUS FIRST FEDERAL CREDIT UNION
Address:
(Main Office)
1546 LYELL AVENUE
ROCHESTER, NY 14606-2122
Phone:(585) 458-9220
Fax:(585) 458-4771
Website:http://www.focusfirstfcu.org
Branches:0 branch locations
Members:1,271
Credit Union Type:Federal Credit Union
Charter Number:10220
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1955
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$13,081,906
CEO/Manager:Scott E Neal
Chairperson:lloyd hogle

Call Report

  • Indirect Consumer Loans
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,517,955
TOTAL INVESTMENTS 6,535,125
Loans Held for Sale 0
 
 Real Estate Loans 646,698
 Unsecured Loans 520,426
 Other Loans 3,465,742
 TOTAL LOANS 4,632,866
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -39,057
 Land And Building 150,000
 Other Fixed Assets 22,867
 NCUSIF Deposit 75,430
 All Other Assets 186,720
  TOTAL ASSETS 13,081,906
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 19,674
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 615,338
 Regular shares 3,427,152
 All Other Shares & Deposits 3,122,103
  TOTAL SHARES & DEPOSITS 7,164,593
  TOTAL LIABILITIES 7,184,267
 Regular Reserve 611,156
 Other Reserves 4,678,789
 Undivided Earnings 607,694
  TOTAL EQUITY 5,897,639
  TOTAL LIABILITIES, SHARES, & EQUITY 13,081,906
INCOME & EXPENSE  
 Loan Income 199,999
 Investment Income 101,463
 Other Income 41,112
 Total Employee Compensation & Benefits 249,028
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 237,095
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 16,818
 Cost of Funds 81,825
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -242,192
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