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GENESEE CO-OP FEDERAL CREDIT UNION

Mar, 31, 2021 — GENESEE CO-OP FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 1 branch location and about $31.28 million in total assets. Opened 40 years ago in 1981, GENESEE CO-OP FEDERAL CREDIT UNION has about 3,936 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GENESEE CO-OP FEDERAL CREDIT UNION
Address:
(Main Office)
395 GREGORY ST
ROCHESTER, NY 14620
Phone:(585) 461-2230
Fax:(585) 461-3189
Website:http://www.genesee.coop
Branches:1 branch locations
Members:3,936
Credit Union Type:Federal Credit Union
Charter Number:23848
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1981
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$31,276,026
CEO/Manager:MELISSA MARQUEZ
Chairperson:MICHAEL WALKER

Call Report

  • Commercial Loans
  • Credit Builder
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Individual Development Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,554,211
TOTAL INVESTMENTS 6,823,408
Loans Held for Sale 0
 
 Real Estate Loans 12,127,805
 Unsecured Loans 2,093,598
 Other Loans 3,161,228
 TOTAL LOANS 17,382,631
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -108,606
 Land And Building 0
 Other Fixed Assets 34,971
 NCUSIF Deposit 193,211
 All Other Assets 396,200
  TOTAL ASSETS 31,276,026
LIABILITIES & CAPITAL:  
 Dividends Payable 438
 Notes & Interest Payable 15,000
 Accounts Payable & Other Liabilities 263,315
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 330,000
 Share Drafts 10,691,634
 Regular shares 16,732,675
 All Other Shares & Deposits 986,288
  TOTAL SHARES & DEPOSITS 28,410,597
  TOTAL LIABILITIES 29,019,350
 Regular Reserve 354,311
 Other Reserves 0
 Undivided Earnings 1,902,365
  TOTAL EQUITY 2,256,676
  TOTAL LIABILITIES, SHARES, & EQUITY 31,276,026
INCOME & EXPENSE  
 Loan Income 193,444
 Investment Income 31,071
 Other Income 184,358
 Total Employee Compensation & Benefits 141,174
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 132,804
 Non-operating Income & (Expense) 750
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 7,337
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 181,475
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