Credit Unions Near Me
National Credit Union Service Organization

GIRARD CREDIT UNION

Jun, 30, 2021 — GIRARD CREDIT UNION is a federally insured state chartered credit union headquartered in GIRARD, OH with 1 branch location and about $1.91 million in total assets. Opened 61 years ago in 1960, GIRARD CREDIT UNION has about 344 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GIRARD CREDIT UNION
Address:
(Main Office)
P.O. BOX 98
GIRARD, OH 44420
Phone:(330) 545-8811
Fax:(330) 545-8811
Website:n/a
Branches:1 branch locations
Members:344
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62518
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1960
Last Audited:Oct 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$1,911,737
CEO/Manager:Timothy A Johnson
Chairperson:Denise Deltondo

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 341,107
TOTAL INVESTMENTS 441,937
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 121,492
 Other Loans 1,021,318
 TOTAL LOANS 1,142,810
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -34,155
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 15,208
 All Other Assets 4,830
  TOTAL ASSETS 1,911,737
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,619
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,582,760
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,582,760
  TOTAL LIABILITIES 1,585,379
 Regular Reserve 92,203
 Other Reserves 0
 Undivided Earnings 234,155
  TOTAL EQUITY 326,358
  TOTAL LIABILITIES, SHARES, & EQUITY 1,911,737
INCOME & EXPENSE  
 Loan Income 25,139
 Investment Income 575
 Other Income 250
 Total Employee Compensation & Benefits 10,234
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 10,845
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 600
 Cost of Funds 3,551
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 734
↑ Back to Top

Other Credit Unions

MAHONING VALLEY FEDERAL CREDIT UNION
15 Colonial Dr Ste 14
YOUNGSTOWN, OH 44505-2164
TRUMBULL COUNTY POSTAL EMPLOYEES CREDIT UNION
P O BOX 1366
WARREN, OH 44482
KENNAMETAL ORWELL EMPLOYEES FEDERAL CREDIT UNION
180 PENNIMAN ROAD
ORWELL, OH 44076
MCDONALD COMMUNITY FEDERAL CREDIT UNION
408 OHIO AVE
MC DONALD, OH 44437
R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION
25 E BOARDMAN ST STE 333
YOUNGSTOWN, OH 44503
YOUNGSTOWN CITY SCHOOLS CREDIT UNION
PO Box 550
YOUNGSTOWN, OH 44501-0550
EAST OHIO GAS YN DIV EMP FEDERAL CREDIT UNION
1165 W Rayen Ave
YOUNGSTOWN, OH 44502
COLUMBIANA COUNTY SCHOOL EMPL CREDIT UNION
P.O. Box 444
LISBON, OH 44432
FIRST CHOICE COMMUNITY CREDIT UNION
804 WARREN AVE
NILES, OH 44446-1139
STRUTHERS FEDERAL CREDIT UNION
808 Poland Ave.
STRUTHERS, OH 44471-1527