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STRUTHERS FEDERAL CREDIT UNION

Dec, 31, 2023 — STRUTHERS FEDERAL CREDIT UNION is a federal credit union headquartered in Struthers, OH with 1 branch location and about $28.57 million in total assets. Opened 64 years ago in 1960, STRUTHERS FEDERAL CREDIT UNION has about 3,242 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 241281714
Name:STRUTHERS FEDERAL CREDIT UNION
Address:
(Main Office)
808 Poland Ave.
Struthers, OH 44471-1527
Phone:(330) 755-7556
Fax:(330) 755-2320
Website:https://www.strutherscreditunion.com
Branches:1 branch locations
Members:3,242
Credit Union Type:Federal Credit Union
Charter Number:13531
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1960
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$28,572,660
CEO/Manager:Jarod N Bach
Chairperson:Bill Petrunak

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,188,105
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 45,573
 Unsecured Loans 1,040,593
 Other Loans 5,135,390
 TOTAL LOANS 6,221,556
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -61,199
 Land And Building 729,778
 Other Fixed Assets 34,097
 NCUSIF Deposit 235,227
 All Other Assets 0
  TOTAL ASSETS 28,572,660
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 58,818
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,797,939
 Regular shares 21,146,839
 All Other Shares & Deposits 673,194
  TOTAL SHARES & DEPOSITS 26,617,972
  TOTAL LIABILITIES 26,676,790
 Regular Reserve 0
 Other Reserves 175,879
 Undivided Earnings 1,719,991
  TOTAL EQUITY 1,895,870
  TOTAL LIABILITIES, SHARES, & EQUITY 28,572,660
INCOME & EXPENSE  
 Loan Income 100,290
 Investment Income 17,006
 Other Income 32,620
 Total Employee Compensation & Benefits 3,413
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 115,175
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 17,957
 Cost of Funds 5,108
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 47,038
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