Credit Unions Near Me
National Credit Union Service Organization

STRUTHERS FEDERAL CREDIT UNION

Dec, 31, 2020 — STRUTHERS FEDERAL CREDIT UNION is a federal credit union headquartered in Struthers, OH with 1 branch location and about $25.46 million in total assets. Opened 61 years ago in 1960, STRUTHERS FEDERAL CREDIT UNION has about 4,498 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 241281714
Name:STRUTHERS FEDERAL CREDIT UNION
Address:
(Main Office)
808 Poland Ave.
Struthers, OH 44471-1527
Phone:(330) 755-7556
Fax:(330) 755-2320
Website:http://www.strutherscreditunion.com
Branches:1 branch locations
Members:4,498
Credit Union Type:Federal Credit Union
Charter Number:13531
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1960
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$25,464,223
CEO/Manager:Michele L Luca
Chairperson:Bill Petrunak

Call Report

  • Credit Builder
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 9,788,838
TOTAL INVESTMENTS 6,344,936
Loans Held for Sale 0
 
 Real Estate Loans 61,343
 Unsecured Loans 1,604,491
 Other Loans 6,652,100
 TOTAL LOANS 8,317,934
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -70,906
 Land And Building 678,555
 Other Fixed Assets 66,348
 NCUSIF Deposit 195,535
 All Other Assets 142,983
  TOTAL ASSETS 25,464,223
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 66,087
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,556,863
 Regular shares 18,252,348
 All Other Shares & Deposits 713,482
  TOTAL SHARES & DEPOSITS 23,522,693
  TOTAL LIABILITIES 23,588,780
 Regular Reserve 175,879
 Other Reserves 0
 Undivided Earnings 1,699,564
  TOTAL EQUITY 1,875,443
  TOTAL LIABILITIES, SHARES, & EQUITY 25,464,223
INCOME & EXPENSE  
 Loan Income 527,478
 Investment Income 177,009
 Other Income 305,567
 Total Employee Compensation & Benefits 376,644
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 510,803
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 26,137
 Cost of Funds 30,136
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 66,334
↑ Back to Top

Other Credit Unions

MAHONING VALLEY FEDERAL CREDIT UNION
15 Colonial Dr Ste 14
YOUNGSTOWN, OH 44505-2164
GIRARD CREDIT UNION
P.O. BOX 98
GIRARD, OH 44420
TRUMBULL COUNTY POSTAL EMPLOYEES CREDIT UNION
P O BOX 1366
WARREN, OH 44482
KENNAMETAL ORWELL EMPLOYEES FEDERAL CREDIT UNION
180 PENNIMAN ROAD
ORWELL, OH 44076
EAST OHIO GAS YN DIV EMP FEDERAL CREDIT UNION
1165 W Rayen Ave
YOUNGSTOWN, OH 44502
YOUNGSTOWN CITY SCHOOLS CREDIT UNION
PO Box 550
YOUNGSTOWN, OH 44501-0550
R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION
25 E BOARDMAN ST STE 333
YOUNGSTOWN, OH 44503
MCDONALD COMMUNITY FEDERAL CREDIT UNION
408 OHIO AVE
MC DONALD, OH 44437
COLUMBIANA COUNTY SCHOOL EMPL CREDIT UNION
P.O. Box 444
LISBON, OH 44432
FIRST CHOICE COMMUNITY CREDIT UNION
804 WARREN AVE
NILES, OH 44446-1139