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MCDONALD COMMUNITY FEDERAL CREDIT UNION

Sep, 30, 2025 — MCDONALD COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in MC DONALD, OH with 1 branch location and about $4.95 million in total assets. Opened 90 years ago in 1936, MCDONALD COMMUNITY FEDERAL CREDIT UNION has about 738 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MCDONALD COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
408 Ohio Ave
MC DONALD, OH 44437
Phone:(330) 530-5091
Fax:(330) 530-2091
Website:n/a
Branches:1 branch locations
Members:738
Credit Union Type:Federal Credit Union
Charter Number:1599
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$4,954,634
CEO/Manager:Lisa Postlethwait
Chairperson:Lester Walker

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,092,660
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 149,447
 Other Loans 478,287
 TOTAL LOANS 627,734
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -15,019
 Land And Building 6,713
 Other Fixed Assets 76,149
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 45,369
 All Other Assets 0
  TOTAL ASSETS 4,954,634
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 401
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 504,697
 Regular shares 3,907,663
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,412,360
  TOTAL LIABILITIES 4,412,761
 Regular Reserve 0
 Other Reserves 171,852
 Undivided Earnings 370,021
  TOTAL EQUITY 541,873
  TOTAL LIABILITIES, SHARES, & EQUITY 4,954,634
INCOME & EXPENSE  
 Loan Income 31,819
 Investment Income 135,845
 Other Income 1,159
 Total Employee Compensation & Benefits 78,862
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 52,132
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,558
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 36,271
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