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FIRST CHOICE COMMUNITY CREDIT UNION

Mar, 31, 2021 — FIRST CHOICE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in NILES, OH with 1 branch location and about $20.01 million in total assets. Opened 53 years ago in 1968, FIRST CHOICE COMMUNITY CREDIT UNION has about 2,503 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FIRST CHOICE COMMUNITY CREDIT UNION
Address:
(Main Office)
804 WARREN AVE
NILES, OH 44446-1139
Phone:(330) 652-3887
Fax:(330) 652-2681
Website:http://www.fcccu.com
Branches:1 branch locations
Members:2,503
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60973
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1968
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$20,007,153
CEO/Manager:Deanna Kovacs
Chairperson:J D Sgambati

Call Report

  • Commercial Loans
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,602,625
TOTAL INVESTMENTS 14,061,520
Loans Held for Sale 0
 
 Real Estate Loans 1,860,168
 Unsecured Loans 293,373
 Other Loans 1,608,864
 TOTAL LOANS 3,762,405
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -52,196
 Land And Building 24,379
 Other Fixed Assets 55,959
 NCUSIF Deposit 145,614
 All Other Assets 406,847
  TOTAL ASSETS 20,007,153
LIABILITIES & CAPITAL:  
 Dividends Payable 5,155
 Notes & Interest Payable 21
 Accounts Payable & Other Liabilities 22,768
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,346,042
 Regular shares 9,508,253
 All Other Shares & Deposits 4,221,642
  TOTAL SHARES & DEPOSITS 16,075,937
  TOTAL LIABILITIES 16,103,881
 Regular Reserve 601,957
 Other Reserves 259,424
 Undivided Earnings 3,041,891
  TOTAL EQUITY 3,903,272
  TOTAL LIABILITIES, SHARES, & EQUITY 20,007,153
INCOME & EXPENSE  
 Loan Income 175,665
 Investment Income 207,707
 Other Income 73,051
 Total Employee Compensation & Benefits 238,409
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 199,045
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 46,606
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -27,637
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