YOUNGSTOWN CITY SCHOOLS CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.ycsd.org for more information.
Dec, 31, 2023 — YOUNGSTOWN CITY SCHOOLS CREDIT UNION is a non-federally insured state credit union headquartered in Youngstown, OH with 1 branch location and about $8.21 million in total assets. Opened 2024 years ago in 0, YOUNGSTOWN CITY SCHOOLS CREDIT UNION has about 1,202 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | YOUNGSTOWN CITY SCHOOLS CREDIT UNION |
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Address: (Main Office) | PO Box 550 Youngstown, OH 44501-0550 |
Phone: | (330) 744-5846 |
Fax: | (330) 480-1914 |
Website: | https://www.ycsd.org |
Branches: | 1 branch locations |
Members: | 1,202 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 96812 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 0 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $8,209,006 |
CEO/Manager: | Teresa M Morella |
Chairperson: | Ruth A Fletcher |
ASSETS: | $ Amount |
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Cash & Equivalents | 530,278 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 336,465 |
Other Loans | 3,247,483 |
TOTAL LOANS | 3,583,948 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,451 |
Land And Building | 0 |
Other Fixed Assets | 16,721 |
NCUSIF Deposit | 0 |
All Other Assets | 0 |
TOTAL ASSETS | 8,209,006 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 50 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 16,811 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 4,816,559 |
All Other Shares & Deposits | 519,190 |
TOTAL SHARES & DEPOSITS | 5,335,749 |
TOTAL LIABILITIES | 5,352,610 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 2,856,396 |
TOTAL EQUITY | 2,856,396 |
TOTAL LIABILITIES, SHARES, & EQUITY | 8,209,006 |
INCOME & EXPENSE | |
Loan Income | 92,517 |
Investment Income | 55,152 |
Other Income | 1,378 |
Total Employee Compensation & Benefits | 85,786 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 55,141 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,437 |
Cost of Funds | 2,446 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -12,763 |
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