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YOUNGSTOWN CITY SCHOOLS CREDIT UNION

Jun, 30, 2021 — YOUNGSTOWN CITY SCHOOLS CREDIT UNION is a non-federally insured state credit union headquartered in Youngstown, OH with 1 branch location and about $8.34 million in total assets. Opened 2021 years ago in 0, YOUNGSTOWN CITY SCHOOLS CREDIT UNION has about 1,217 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:YOUNGSTOWN CITY SCHOOLS CREDIT UNION
Address:
(Main Office)
PO Box 550
Youngstown, OH 44501-0550
Phone:(330) 744-5846
Fax:(330) 480-1914
Website:http://www.ycsd.org
Branches:1 branch locations
Members:1,217
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:96812
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:0
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$8,339,837
CEO/Manager:Teresa M Morella
Chairperson:Ruth A Fletcher

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 537,540
TOTAL INVESTMENTS 4,661,923
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 291,515
 Other Loans 2,723,928
 TOTAL LOANS 3,015,443
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -7,505
 Land And Building 0
 Other Fixed Assets 38,815
 NCUSIF Deposit 0
 All Other Assets 93,621
  TOTAL ASSETS 8,339,837
LIABILITIES & CAPITAL:  
 Dividends Payable 78
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 22,072
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,885,659
 All Other Shares & Deposits 578,724
  TOTAL SHARES & DEPOSITS 5,464,383
  TOTAL LIABILITIES 5,486,533
 Regular Reserve 334,547
 Other Reserves 0
 Undivided Earnings 2,518,757
  TOTAL EQUITY 2,853,304
  TOTAL LIABILITIES, SHARES, & EQUITY 8,339,837
INCOME & EXPENSE  
 Loan Income 54,506
 Investment Income 40,255
 Other Income 664
 Total Employee Compensation & Benefits 56,079
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 40,156
 Non-operating Income & (Expense) -250
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,525
 Cost of Funds 4,889
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -8,474
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