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YOUNGSTOWN CITY SCHOOLS CREDIT UNION

Mar, 31, 2021 — YOUNGSTOWN CITY SCHOOLS CREDIT UNION is a non-federally insured state credit union headquartered in Youngstown, OH with 1 branch location and about $8.18 million in total assets. Opened 2021 years ago in 0, YOUNGSTOWN CITY SCHOOLS CREDIT UNION has about 1,217 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:YOUNGSTOWN CITY SCHOOLS CREDIT UNION
Address:
(Main Office)
PO Box 550
Youngstown, OH 44501-0550
Phone:(330) 744-5846
Fax:(330) 480-1914
Website:http://www.ycsd.org
Branches:1 branch locations
Members:1,217
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:96812
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:0
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$8,183,253
CEO/Manager:Teresa M Morella
Chairperson:Ruth A Fletcher

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 738,743
TOTAL INVESTMENTS 4,488,923
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 291,762
 Other Loans 2,535,267
 TOTAL LOANS 2,827,029
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,896
 Land And Building 0
 Other Fixed Assets 43,484
 NCUSIF Deposit 0
 All Other Assets 90,970
  TOTAL ASSETS 8,183,253
LIABILITIES & CAPITAL:  
 Dividends Payable 29
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 20,173
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,723,128
 All Other Shares & Deposits 578,325
  TOTAL SHARES & DEPOSITS 5,301,453
  TOTAL LIABILITIES 5,321,655
 Regular Reserve 334,547
 Other Reserves 0
 Undivided Earnings 2,527,051
  TOTAL EQUITY 2,861,598
  TOTAL LIABILITIES, SHARES, & EQUITY 8,183,253
INCOME & EXPENSE  
 Loan Income 26,752
 Investment Income 20,436
 Other Income 335
 Total Employee Compensation & Benefits 27,705
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 16,309
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 996
 Cost of Funds 2,693
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -180
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