Sep, 30, 2025 — MAHONING VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in YOUNGSTOWN, OH with 1 branch location and about $423,603 in total assets. Opened 65 years ago in 1961, MAHONING VALLEY FEDERAL CREDIT UNION has about 242 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MAHONING VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 15 Colonial Dr Ste 14 YOUNGSTOWN, OH 44505-2164 |
| Phone: | (330) 759-9570 |
| Fax: | |
| Website: | https://www.mahoningvalleyfcu.com |
| Branches: | 1 branch locations |
| Members: | 242 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14469 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $423,603 |
| CEO/Manager: | Linda Salter |
| Chairperson: | Debbie Patterson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 258,918 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 31,003 |
| Other Loans | 117,525 |
| TOTAL LOANS | 148,525 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,109 |
| Land And Building | 0 |
| Other Fixed Assets | 290 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,574 |
| All Other Assets | 0 |
| TOTAL ASSETS | 423,603 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,637 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 364,623 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 364,624 |
| TOTAL LIABILITIES | 366,261 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 57,342 |
| TOTAL EQUITY | 57,342 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 423,603 |
| INCOME & EXPENSE | |
| Loan Income | 11,906 |
| Investment Income | 7,041 |
| Other Income | 1,895 |
| Total Employee Compensation & Benefits | 10,241 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 25,059 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,492 |
| Cost of Funds | 469 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -24,419 |
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