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R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION

Mar, 31, 2021 — R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION is a federal credit union headquartered in YOUNGSTOWN, OH with 1 branch location and about $3.79 million in total assets. Opened 84 years ago in 1937, R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION has about 532 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION
Address:
(Main Office)
25 E BOARDMAN ST STE 333
YOUNGSTOWN, OH 44503
Phone:(330) 743-6400
Fax:(330) 743-2094
Website:n/a
Branches:1 branch locations
Members:532
Credit Union Type:Federal Credit Union
Charter Number:2181
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1937
Last Audited:Dec 01, 2018
FHLB Member:No
Low Income Designation:No
Assets:$3,785,157
CEO/Manager:Diane Yanek
Chairperson:Robert Magni

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,175,807
TOTAL INVESTMENTS 1,619,796
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 51,768
 Other Loans 955,144
 TOTAL LOANS 1,006,912
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -55,299
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 33,724
 All Other Assets 4,217
  TOTAL ASSETS 3,785,157
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,725
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,694,412
 All Other Shares & Deposits 322,626
  TOTAL SHARES & DEPOSITS 3,017,038
  TOTAL LIABILITIES 3,026,763
 Regular Reserve 129,104
 Other Reserves 0
 Undivided Earnings 629,290
  TOTAL EQUITY 758,394
  TOTAL LIABILITIES, SHARES, & EQUITY 3,785,157
INCOME & EXPENSE  
 Loan Income 53,957
 Investment Income 46,523
 Other Income 173
 Total Employee Compensation & Benefits 27,659
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 46,292
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 51,500
 Cost of Funds 39,673
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -64,471
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