GIRARD CREDIT UNION is no longer an active credit union according to the NCUA.
Dec, 31, 2023 — GIRARD CREDIT UNION is a federally insured state chartered credit union headquartered in GIRARD, OH with 2 branch locations and about $1.88 million in total assets. Opened 64 years ago in 1960, GIRARD CREDIT UNION has about 334 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | GIRARD CREDIT UNION |
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Address: (Main Office) | P.O. BOX 98 GIRARD, OH 44420 |
Phone: | (330) 545-8811 |
Fax: | (330) 545-8811 |
Website: | n/a |
Branches: | 2 branch locations |
Members: | 334 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62518 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1960 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $1,882,894 |
CEO/Manager: | Kristy Fill |
Chairperson: | Denise Deltondo |
ASSETS: | $ Amount |
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Cash & Equivalents | 153,779 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 98,941 |
Other Loans | 1,237,358 |
TOTAL LOANS | 1,336,299 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -68,336 |
Land And Building | 0 |
Other Fixed Assets | 1,010 |
NCUSIF Deposit | 15,208 |
All Other Assets | 0 |
TOTAL ASSETS | 1,882,894 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 5,134 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 1,628,043 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 1,628,043 |
TOTAL LIABILITIES | 1,633,177 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 249,717 |
TOTAL EQUITY | 249,717 |
TOTAL LIABILITIES, SHARES, & EQUITY | 1,882,894 |
INCOME & EXPENSE | |
Loan Income | 39,250 |
Investment Income | 1,114 |
Other Income | 1,030 |
Total Employee Compensation & Benefits | 14,425 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 18,681 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,618 |
Cost of Funds | 1,893 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 4,777 |
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» See also Statement of Financial Condition