GIRARD CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — GIRARD CREDIT UNION is a federally insured state chartered credit union headquartered in GIRARD, OH with 2 branch locations and about $1.88 million in total assets. Opened 66 years ago in 1960, GIRARD CREDIT UNION has about 334 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GIRARD CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O. BOX 98 GIRARD, OH 44420 |
| Phone: | (330) 545-8811 |
| Fax: | (330) 545-8811 |
| Website: | n/a |
| Branches: | 2 branch locations |
| Members: | 334 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62518 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,882,894 |
| CEO/Manager: | Kristy Fill |
| Chairperson: | Denise Deltondo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 153,779 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 98,941 |
| Other Loans | 1,237,358 |
| TOTAL LOANS | 1,336,299 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -68,336 |
| Land And Building | 0 |
| Other Fixed Assets | 1,010 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 15,208 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,882,894 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,134 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,628,043 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 1,628,043 |
| TOTAL LIABILITIES | 1,633,177 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 249,717 |
| TOTAL EQUITY | 249,717 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,882,894 |
| INCOME & EXPENSE | |
| Loan Income | 39,250 |
| Investment Income | 1,114 |
| Other Income | 1,030 |
| Total Employee Compensation & Benefits | 14,425 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 18,681 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,618 |
| Cost of Funds | 1,893 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,777 |
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