FIRST CHOICE COMMUNITY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.fcccu.com for more information.
Sep, 30, 2025 — FIRST CHOICE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in NILES, OH with 1 branch location and about $20.01 million in total assets. Opened 58 years ago in 1968, FIRST CHOICE COMMUNITY CREDIT UNION has about 2,503 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST CHOICE COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 804 WARREN AVE NILES, OH 44446-1139 |
| Phone: | (330) 652-3887 |
| Fax: | (330) 652-2681 |
| Website: | https://www.fcccu.com |
| Branches: | 1 branch locations |
| Members: | 2,503 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60973 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $20,007,153 |
| CEO/Manager: | Deanna Kovacs |
| Chairperson: | J D Sgambati |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,602,625 |
| TOTAL INVESTMENTS | 14,061,520 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,860,168 |
| Unsecured Loans | 293,373 |
| Other Loans | 1,608,864 |
| TOTAL LOANS | 3,762,405 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -52,196 |
| Land And Building | 24,379 |
| Other Fixed Assets | 55,959 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 145,614 |
| All Other Assets | 406,847 |
| TOTAL ASSETS | 20,007,153 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,155 |
| Notes & Interest Payable | 21 |
| Accounts Payable & Other Liabilities | 22,768 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,346,042 |
| Regular shares | 9,508,253 |
| All Other Shares & Deposits | 4,221,642 |
| TOTAL SHARES & DEPOSITS | 16,075,937 |
| TOTAL LIABILITIES | 16,103,881 |
| Regular Reserve | 601,957 |
| Other Reserves | 259,424 |
| Undivided Earnings | 3,041,891 |
| TOTAL EQUITY | 3,903,272 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 20,007,153 |
| INCOME & EXPENSE | |
| Loan Income | 175,665 |
| Investment Income | 207,707 |
| Other Income | 73,051 |
| Total Employee Compensation & Benefits | 238,409 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 199,045 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 46,606 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -27,637 |
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