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WHITEWATER REGIONAL FEDERAL CREDIT UNION

Sep, 30, 2025 — WHITEWATER REGIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in Connersville, IN with 1 branch location and about $11.57 million in total assets. Opened 87 years ago in 1939, WHITEWATER REGIONAL FEDERAL CREDIT UNION has about 1,596 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 274972948
Name:WHITEWATER REGIONAL FEDERAL CREDIT UNION
Address:
(Main Office)
3030 Western Ave
Connersville, IN 47331
Phone:(765) 827-1317
Fax:(765) 825-4073
Website:https://www.wwrfcu.org
Branches:1 branch locations
Members:1,596
Credit Union Type:Federal Credit Union
Charter Number:3536
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1939
Last Audited:Jul 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$11,573,890
CEO/Manager:Jayma Bright
Chairperson:Connie Chandler

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,738,939
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 521,337
 Other Loans 4,576,454
 TOTAL LOANS 5,870,662
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -170,717
 Land And Building 176,444
 Other Fixed Assets 54,636
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 106,089
 All Other Assets 0
  TOTAL ASSETS 11,573,890
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,034
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,347,963
 Regular shares 5,406,615
 All Other Shares & Deposits 2,607,498
  TOTAL SHARES & DEPOSITS 10,373,815
  TOTAL LIABILITIES 8,893,934
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,189,450
  TOTAL EQUITY 1,189,450
  TOTAL LIABILITIES, SHARES, & EQUITY 9,327,440
INCOME & EXPENSE  
 Loan Income 187,886
 Investment Income 59,823
 Other Income 21,455
 Total Employee Compensation & Benefits 67,475
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 289,253
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 59,447
 Cost of Funds 15,675
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -84,409
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