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FIRST COUNTY FEDERAL CREDIT UNION

Dec, 31, 2020 — FIRST COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in MUNCIE, IN with 1 branch location and about $21.62 million in total assets. Opened 60 years ago in 1961, FIRST COUNTY FEDERAL CREDIT UNION has about 2,549 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FIRST COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
1100 W 11TH ST
MUNCIE, IN 47302
Phone:(765) 284-3471
Fax:(765) 282-3863
Website:http://www.firstcountyfcu.org
Branches:1 branch locations
Members:2,549
Credit Union Type:Federal Credit Union
Charter Number:14163
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1961
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$21,620,718
CEO/Manager:Julie Eskew
Chairperson:Michael Fox

Call Report

  • Indirect Consumer Loans
  • Indirect Mortgage Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Health Savings Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,568,560
TOTAL INVESTMENTS 2,542,633
Loans Held for Sale 0
 
 Real Estate Loans 1,045,796
 Unsecured Loans 777,511
 Other Loans 12,003,175
 TOTAL LOANS 13,826,482
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -68,351
 Land And Building 187,401
 Other Fixed Assets 40,381
 NCUSIF Deposit 168,634
 All Other Assets 354,978
  TOTAL ASSETS 21,620,718
LIABILITIES & CAPITAL:  
 Dividends Payable 4,654
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 33,333
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,923,858
 Regular shares 8,655,466
 All Other Shares & Deposits 8,421,352
  TOTAL SHARES & DEPOSITS 20,000,676
  TOTAL LIABILITIES 20,038,663
 Regular Reserve 504,485
 Other Reserves 0
 Undivided Earnings 1,077,570
  TOTAL EQUITY 1,582,055
  TOTAL LIABILITIES, SHARES, & EQUITY 21,620,718
INCOME & EXPENSE  
 Loan Income 862,635
 Investment Income 58,798
 Other Income 258,383
 Total Employee Compensation & Benefits 330,670
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 510,388
 Non-operating Income & (Expense) -20,648
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 16,289
 Cost of Funds 133,630
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 168,191
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