MUNCIE POST OFFICE CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — MUNCIE POST OFFICE CREDIT UNION is a non-federally insured state credit union headquartered in MUNCIE, IN with 0 branch location and about $674,719 in total assets. Opened 98 years ago in 1928, MUNCIE POST OFFICE CREDIT UNION has about 222 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MUNCIE POST OFFICE CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O.BOX 2061 MUNCIE, IN 47307-0061 |
| Phone: | (765) 282-1309 |
| Fax: | |
| Website: | n/a |
| Branches: | 0 branch locations |
| Members: | 222 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 82785 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $674,719 |
| CEO/Manager: | STEVEN L ELGAN |
| Chairperson: | LARRY W MASSIE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 214,255 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 202,159 |
| Other Loans | 35,172 |
| TOTAL LOANS | 237,331 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -38,133 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 674,719 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 506,863 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 506,863 |
| TOTAL LIABILITIES | 506,863 |
| Regular Reserve | 0 |
| Other Reserves | 95,219 |
| Undivided Earnings | 72,637 |
| TOTAL EQUITY | 167,856 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 674,719 |
| INCOME & EXPENSE | |
| Loan Income | 26,732 |
| Investment Income | 76 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 20,346 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,429 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 0 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 474 |
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