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PERFECT CIRCLE CREDIT UNION (PCCU)

Mar, 31, 2021 — PERFECT CIRCLE CREDIT UNION (PCCU) is a federally insured state chartered credit union headquartered in Hagerstown, IN with 3 branch locations and about $68.57 million in total assets. Opened 89 years ago in 1932, PERFECT CIRCLE CREDIT UNION (PCCU) has about 5,952 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PERFECT CIRCLE CREDIT UNION
Address:
(Main Office)
PO Box 29
Hagerstown, IN 47346
Phone:(765) 489-4571
Fax:(765) 489-5778
Website:http://www.pccu.com
Branches:3 branch locations
Members:5,952
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68719
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1932
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$68,571,730
CEO/Manager:Joshua Haney
Chairperson:Clint F Hardin

Call Report

  • Commercial Loans
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,931,735
TOTAL INVESTMENTS 34,495,328
Loans Held for Sale 0
 
 Real Estate Loans 9,319,776
 Unsecured Loans 3,602,314
 Other Loans 14,657,447
 TOTAL LOANS 27,579,537
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -130,166
 Land And Building 776,720
 Other Fixed Assets 272,522
 NCUSIF Deposit 550,088
 All Other Assets 1,095,966
  TOTAL ASSETS 68,571,730
LIABILITIES & CAPITAL:  
 Dividends Payable 224
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 492,823
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 17,604,742
 Regular shares 26,613,119
 All Other Shares & Deposits 17,473,854
  TOTAL SHARES & DEPOSITS 61,691,715
  TOTAL LIABILITIES 62,184,762
 Regular Reserve 3,081,224
 Other Reserves -6,696
 Undivided Earnings 3,312,440
  TOTAL EQUITY 6,386,968
  TOTAL LIABILITIES, SHARES, & EQUITY 68,571,730
INCOME & EXPENSE  
 Loan Income 416,267
 Investment Income 93,903
 Other Income 96,359
 Total Employee Compensation & Benefits 351,052
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 313,376
 Non-operating Income & (Expense) -4,277
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,776
 Cost of Funds 53,501
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 78,337
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