Credit Unions Near Me
National Credit Union Service Organization

WAYNE COUNTY FEDERAL CREDIT UNION

Dec, 31, 2020 — WAYNE COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in RICHMOND, IN with 1 branch location and about $12.41 million in total assets. Opened 60 years ago in 1961, WAYNE COUNTY FEDERAL CREDIT UNION has about 1,103 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WAYNE COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
3010 W MAIN ST
RICHMOND, IN 47374-4583
Phone:(877) 962-7113
Fax:(765) 962-9615
Website:http://www.waynecountyfcu.org
Branches:1 branch locations
Members:1,103
Credit Union Type:Federal Credit Union
Charter Number:14449
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1961
Last Audited:Apr 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$12,412,634
CEO/Manager:Kim Gardner
Chairperson:Nelson E Bingham

Call Report

  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,302,906
TOTAL INVESTMENTS 5,192,109
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 883,043
 Other Loans 2,068,033
 TOTAL LOANS 3,366,723
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -17,009
 Land And Building 223,211
 Other Fixed Assets 14,014
 NCUSIF Deposit 94,987
 All Other Assets 235,693
  TOTAL ASSETS 12,412,634
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 72,070
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,869,874
 Regular shares 7,374,291
 All Other Shares & Deposits 6,635
  TOTAL SHARES & DEPOSITS 11,250,800
  TOTAL LIABILITIES 11,322,870
 Regular Reserve 369,450
 Other Reserves -87,698
 Undivided Earnings 808,012
  TOTAL EQUITY 1,089,764
  TOTAL LIABILITIES, SHARES, & EQUITY 12,412,634
INCOME & EXPENSE  
 Loan Income 193,737
 Investment Income 88,471
 Other Income 73,242
 Total Employee Compensation & Benefits 127,243
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 187,505
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,453
 Cost of Funds 5,174
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 33,075
↑ Back to Top

Other Credit Unions

RICHMOND LIGHT EMPLOYEES FEDERAL CREDIT UNION
P.O. Box 908
RICHMOND, IN 47375-0908
MUNCIE POST OFFICE CREDIT UNION
P.O.BOX 2061
MUNCIE, IN 47307-0061
RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION
50 North 5Th street
RICHMOND, IN 47374
WUFFACE FEDERAL CREDIT UNION
P.O. Box 1601
RICHMOND, IN 47375
A H E PLANT 3 FEDERAL CREDIT UNION
720 W FRANKLIN ST
WINCHESTER, IN 47394
HEALTH CARE PROFESSIONALS FEDERAL CREDIT UNION
1810 Williamsburg Pike
RICHMOND, IN 47374
WHITEWATER REGIONAL FEDERAL CREDIT UNION
3030 Western Ave
CONNERSVILLE, IN 47331
EASTERN INDIANA FEDERAL CREDIT UNION
801 SOUTH MEMORIAL DRIVE
NEW CASTLE, IN 47362
FIRST COUNTY FEDERAL CREDIT UNION
1100 W 11TH ST
MUNCIE, IN 47302
PERFECT CIRCLE CREDIT UNION
PO Box 29
HAGERSTOWN, IN 47346