Credit Unions Near Me
National Credit Union Service Organization

WAYNE COUNTY FEDERAL CREDIT UNION

Jun, 30, 2021 — WAYNE COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in RICHMOND, IN with 1 branch location and about $13.61 million in total assets. Opened 60 years ago in 1961, WAYNE COUNTY FEDERAL CREDIT UNION has about 1,096 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WAYNE COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
3010 W MAIN ST
RICHMOND, IN 47374-4583
Phone:(877) 962-7113
Fax:(765) 962-9615
Website:http://www.waynecountyfcu.org
Branches:1 branch locations
Members:1,096
Credit Union Type:Federal Credit Union
Charter Number:14449
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1961
Last Audited:Apr 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$13,609,892
CEO/Manager:Kim Gardner
Chairperson:Nelson E Bingham

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,815,361
TOTAL INVESTMENTS 5,992,109
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 810,116
 Other Loans 1,958,807
 TOTAL LOANS 3,231,282
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -14,972
 Land And Building 217,677
 Other Fixed Assets 12,552
 NCUSIF Deposit 110,607
 All Other Assets 245,276
  TOTAL ASSETS 13,609,892
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 33,452
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,114,664
 Regular shares 8,354,665
 All Other Shares & Deposits 8,775
  TOTAL SHARES & DEPOSITS 12,478,104
  TOTAL LIABILITIES 12,511,556
 Regular Reserve 369,450
 Other Reserves -95,235
 Undivided Earnings 824,121
  TOTAL EQUITY 1,098,336
  TOTAL LIABILITIES, SHARES, & EQUITY 13,609,892
INCOME & EXPENSE  
 Loan Income 81,455
 Investment Income 20,103
 Other Income 6,137
 Total Employee Compensation & Benefits 52,676
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 94,723
 Non-operating Income & (Expense) 21,555
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -6,615
 Cost of Funds 3,001
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 16,109
↑ Back to Top

Other Credit Unions

RICHMOND LIGHT EMPLOYEES FEDERAL CREDIT UNION
P.O. Box 908
RICHMOND, IN 47375-0908
MUNCIE POST OFFICE CREDIT UNION
P.O.BOX 2061
MUNCIE, IN 47307-0061
RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION
50 North 5Th street
RICHMOND, IN 47374
WUFFACE FEDERAL CREDIT UNION
P.O. Box 1601
RICHMOND, IN 47375
A H E PLANT 3 FEDERAL CREDIT UNION
720 W FRANKLIN ST
WINCHESTER, IN 47394
HEALTH CARE PROFESSIONALS FEDERAL CREDIT UNION
1810 Williamsburg Pike
RICHMOND, IN 47374
WHITEWATER REGIONAL FEDERAL CREDIT UNION
3030 Western Ave
CONNERSVILLE, IN 47331
EASTERN INDIANA FEDERAL CREDIT UNION
801 SOUTH MEMORIAL DRIVE
NEW CASTLE, IN 47362
FIRST COUNTY FEDERAL CREDIT UNION
1100 W 11TH ST
MUNCIE, IN 47302
PERFECT CIRCLE CREDIT UNION
PO Box 29
HAGERSTOWN, IN 47346