RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.richmondcityefcu.org for more information.
Sep, 30, 2025 — RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Richmond, IN with 1 branch location and about $8.04 million in total assets. Opened 65 years ago in 1961, RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION has about 836 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 50 North 5Th street Richmond, IN 47374 |
| Phone: | (765) 983-7228 |
| Fax: | |
| Website: | https://www.richmondcityefcu.org |
| Branches: | 1 branch locations |
| Members: | 836 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14768 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Jul 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,039,424 |
| CEO/Manager: | Jayma Bright |
| Chairperson: | John Lackey |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 774,318 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 354,860 |
| Other Loans | 6,577,348 |
| TOTAL LOANS | 6,932,208 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -46,897 |
| Land And Building | 0 |
| Other Fixed Assets | 4,622 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 64,582 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,039,424 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,561 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 604,041 |
| Regular shares | 6,749,965 |
| All Other Shares & Deposits | 496,000 |
| TOTAL SHARES & DEPOSITS | 7,850,006 |
| TOTAL LIABILITIES | 7,852,567 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 186,857 |
| TOTAL EQUITY | 186,857 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,039,424 |
| INCOME & EXPENSE | |
| Loan Income | 276,823 |
| Investment Income | 2,310 |
| Other Income | 56,221 |
| Total Employee Compensation & Benefits | 120,094 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 134,720 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 554,682 |
| Cost of Funds | 29,815 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -495,477 |
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