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RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2021 — RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Richmond, IN with 1 branch location and about $7.00 million in total assets. Opened 60 years ago in 1961, RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION has about 833 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
50 North 5Th street
Richmond, IN 47374
Phone:(765) 983-7228
Fax:
Website:http://www.richmondcityefcu.org
Branches:1 branch locations
Members:833
Credit Union Type:Federal Credit Union
Charter Number:14768
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1961
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$6,996,394
CEO/Manager:Daniel Johnson
Chairperson:John Lackey

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 279,312
TOTAL INVESTMENTS 984,700
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 569,886
 Other Loans 5,071,612
 TOTAL LOANS 5,641,498
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -8,351
 Land And Building 0
 Other Fixed Assets 8,380
 NCUSIF Deposit 64,124
 All Other Assets 26,731
  TOTAL ASSETS 6,996,394
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,266
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 525,696
 Regular shares 4,473,672
 All Other Shares & Deposits 1,374,187
  TOTAL SHARES & DEPOSITS 6,373,555
  TOTAL LIABILITIES 6,375,821
 Regular Reserve 109,104
 Other Reserves 0
 Undivided Earnings 511,469
  TOTAL EQUITY 620,573
  TOTAL LIABILITIES, SHARES, & EQUITY 6,996,394
INCOME & EXPENSE  
 Loan Income 120,222
 Investment Income 29,464
 Other Income 10,664
 Total Employee Compensation & Benefits 60,170
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 62,264
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 32,500
 Cost of Funds 13,161
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 16,102
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