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DEARBORN COUNTY FEDERAL CREDIT UNION

Jun, 30, 2021 — DEARBORN COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in LAWRENCEBURG, IN with 1 branch location and about $15.90 million in total assets. Opened 59 years ago in 1962, DEARBORN COUNTY FEDERAL CREDIT UNION has about 2,055 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DEARBORN COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
600 WILSON CREEK RD
LAWRENCEBURG, IN 47025
Phone:(812) 537-8153
Fax:(812) 537-8449
Website:http://www.mydcfcu.org
Branches:1 branch locations
Members:2,055
Credit Union Type:Federal Credit Union
Charter Number:15321
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1962
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$15,897,429
CEO/Manager:KATHERINE L GOODPASTER
Chairperson:SANDY HOFF

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,966,612
TOTAL INVESTMENTS 8,105,575
Loans Held for Sale 0
 
 Real Estate Loans 206,700
 Unsecured Loans 466,683
 Other Loans 5,084,943
 TOTAL LOANS 5,758,326
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -97,535
 Land And Building 0
 Other Fixed Assets 8,366
 NCUSIF Deposit 131,154
 All Other Assets 24,931
  TOTAL ASSETS 15,897,429
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,952
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 714,737
 Regular shares 12,270,230
 All Other Shares & Deposits 1,151,779
  TOTAL SHARES & DEPOSITS 14,136,746
  TOTAL LIABILITIES 14,138,698
 Regular Reserve 265,572
 Other Reserves 94,846
 Undivided Earnings 1,398,313
  TOTAL EQUITY 1,758,731
  TOTAL LIABILITIES, SHARES, & EQUITY 15,897,429
INCOME & EXPENSE  
 Loan Income 128,516
 Investment Income 65,515
 Other Income 30,524
 Total Employee Compensation & Benefits 142,158
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 63,134
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,000
 Cost of Funds 8,481
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 36,494
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