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CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2022 — CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MADISON, IN with 1 branch location and about $14.97 million in total assets. Opened 64 years ago in 1958, CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION has about 1,487 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 283977992
Name:CLIFTY CREEK EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
975 INDUSTRIAL DR STE 4
MADISON, IN 47250
Phone:(812) 265-4881
Fax:(812) 265-4881
Website:http://bsdc.onlinecu.com/cliftycree
Branches:1 branch locations
Members:1,487
Credit Union Type:Federal Credit Union
Charter Number:12152
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1958
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$14,966,975
CEO/Manager:Tracey W Carter
Chairperson:George Lee W McDole

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 814,062
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 851,611
 Other Loans 9,452,139
 TOTAL LOANS 10,303,750
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -60,406
 Land And Building 0
 Other Fixed Assets 24,178
 NCUSIF Deposit 100,355
 All Other Assets 0
  TOTAL ASSETS 14,966,975
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 42,644
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 8,860,476
 All Other Shares & Deposits 3,367,189
  TOTAL SHARES & DEPOSITS 12,227,665
  TOTAL LIABILITIES 12,270,309
 Regular Reserve 0
 Other Reserves 476,159
 Undivided Earnings 2,220,507
  TOTAL EQUITY 2,696,666
  TOTAL LIABILITIES, SHARES, & EQUITY 14,966,975
INCOME & EXPENSE  
 Loan Income 102,056
 Investment Income 6,292
 Other Income 353
 Total Employee Compensation & Benefits 49,288
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 28,817
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 4,070
 Cost of Funds 16,448
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 12,833
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