Jun, 30, 2024 — COMMUNITY SPIRIT CREDIT UNION is a federally insured state chartered credit union headquartered in LAWRENCEBURG, IN with 1 branch location and about $17.89 million in total assets. Opened 88 years ago in 1937, COMMUNITY SPIRIT CREDIT UNION has about 2,018 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY SPIRIT CREDIT UNION |
|---|---|
| Address: (Main Office) | 160 Industrial Dr LAWRENCEBURG, IN 47025-1116 |
| Phone: | (812) 537-0928 |
| Fax: | (812) 537-0186 |
| Website: | https://www.communityspiritcu.org |
| Branches: | 1 branch locations |
| Members: | 2,018 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 65493 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Jun 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,890,111 |
| CEO/Manager: | Tamara Brett |
| Chairperson: | Kevin Rennier |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 503,164 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 956,869 |
| Unsecured Loans | 643,638 |
| Other Loans | 8,118,404 |
| TOTAL LOANS | 9,718,911 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -34,525 |
| Land And Building | 425,825 |
| Other Fixed Assets | 8,730 |
| NCUSIF Deposit | 138,778 |
| All Other Assets | 0 |
| TOTAL ASSETS | 17,890,111 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 620,847 |
| Accounts Payable & Other Liabilities | 167,784 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,246,226 |
| Regular shares | 10,142,736 |
| All Other Shares & Deposits | 2,426,307 |
| TOTAL SHARES & DEPOSITS | 14,815,269 |
| TOTAL LIABILITIES | 15,603,900 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,286,211 |
| TOTAL EQUITY | 2,286,211 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,890,111 |
| INCOME & EXPENSE | |
| Loan Income | 343,692 |
| Investment Income | 67,824 |
| Other Income | 84,055 |
| Total Employee Compensation & Benefits | 223,477 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 269,100 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,666 |
| Cost of Funds | 28,966 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 141,104 |
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