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COMMUNITY SPIRIT CREDIT UNION

Sep, 30, 2021 — COMMUNITY SPIRIT CREDIT UNION is a federally insured state chartered credit union headquartered in Lawrenceburg, IN with 1 branch location and about $16.16 million in total assets. Opened 84 years ago in 1937, COMMUNITY SPIRIT CREDIT UNION has about 1,917 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY SPIRIT CREDIT UNION
Address:
(Main Office)
160 Industrial Drive
Lawrenceburg, IN 47025-1116
Phone:(812) 537-0928
Fax:(812) 537-0186
Website:http://www.communityspiritcu.org
Branches:1 branch locations
Members:1,917
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65493
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1937
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$16,157,690
CEO/Manager:Tamara Brett
Chairperson:Kevin Rennier

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,232,441
TOTAL INVESTMENTS 6,545,110
Loans Held for Sale 0
 
 Real Estate Loans 731,595
 Unsecured Loans 577,229
 Other Loans 6,354,268
 TOTAL LOANS 7,663,092
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -66,930
 Land And Building 418,257
 Other Fixed Assets 14,928
 NCUSIF Deposit 123,665
 All Other Assets 227,127
  TOTAL ASSETS 16,157,690
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 170,659
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,239,424
 Regular shares 8,897,009
 All Other Shares & Deposits 2,702,959
  TOTAL SHARES & DEPOSITS 13,839,392
  TOTAL LIABILITIES 14,010,051
 Regular Reserve 769,691
 Other Reserves 0
 Undivided Earnings 1,377,948
  TOTAL EQUITY 2,147,639
  TOTAL LIABILITIES, SHARES, & EQUITY 16,157,690
INCOME & EXPENSE  
 Loan Income 295,080
 Investment Income 76,971
 Other Income 59,682
 Total Employee Compensation & Benefits 210,801
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 251,373
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -10,109
 Cost of Funds 22,611
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 95,983
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