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COMMUNITY SPIRIT CREDIT UNION

Dec, 31, 2023 — COMMUNITY SPIRIT CREDIT UNION is a federally insured state chartered credit union headquartered in LAWRENCEBURG, IN with 1 branch location and about $19.70 million in total assets. Opened 87 years ago in 1937, COMMUNITY SPIRIT CREDIT UNION has about 2,102 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY SPIRIT CREDIT UNION
Address:
(Main Office)
160 Industrial Dr
LAWRENCEBURG, IN 47025-1116
Phone:(812) 537-0928
Fax:(812) 537-0186
Website:https://www.communityspiritcu.org
Branches:1 branch locations
Members:2,102
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65493
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1937
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$19,697,267
CEO/Manager:Tamara Brett
Chairperson:Kevin Rennier

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 307,589
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 924,707
 Unsecured Loans 637,589
 Other Loans 10,739,858
 TOTAL LOANS 12,302,154
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -54,517
 Land And Building 409,114
 Other Fixed Assets 5,843
 NCUSIF Deposit 146,266
 All Other Assets 0
  TOTAL ASSETS 19,697,267
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 1,211,428
 Accounts Payable & Other Liabilities 160,124
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,439,368
 Regular shares 7,767,357
 All Other Shares & Deposits 5,937,701
  TOTAL SHARES & DEPOSITS 16,144,426
  TOTAL LIABILITIES 17,515,978
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,181,289
  TOTAL EQUITY 2,181,289
  TOTAL LIABILITIES, SHARES, & EQUITY 19,697,267
INCOME & EXPENSE  
 Loan Income 679,718
 Investment Income 112,536
 Other Income 96,854
 Total Employee Compensation & Benefits 313,686
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 431,882
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 54,516
 Cost of Funds 270,703
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -73,258
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