Dec, 31, 2023 — COMMUNITY SPIRIT CREDIT UNION is a federally insured state chartered credit union headquartered in LAWRENCEBURG, IN with 1 branch location and about $19.70 million in total assets. Opened 87 years ago in 1937, COMMUNITY SPIRIT CREDIT UNION has about 2,102 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | COMMUNITY SPIRIT CREDIT UNION |
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Address: (Main Office) | 160 Industrial Dr LAWRENCEBURG, IN 47025-1116 |
Phone: | (812) 537-0928 |
Fax: | (812) 537-0186 |
Website: | https://www.communityspiritcu.org |
Branches: | 1 branch locations |
Members: | 2,102 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 65493 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1937 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $19,697,267 |
CEO/Manager: | Tamara Brett |
Chairperson: | Kevin Rennier |
ASSETS: | $ Amount |
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Cash & Equivalents | 307,589 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 924,707 |
Unsecured Loans | 637,589 |
Other Loans | 10,739,858 |
TOTAL LOANS | 12,302,154 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -54,517 |
Land And Building | 409,114 |
Other Fixed Assets | 5,843 |
NCUSIF Deposit | 146,266 |
All Other Assets | 0 |
TOTAL ASSETS | 19,697,267 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 1,211,428 |
Accounts Payable & Other Liabilities | 160,124 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 2,439,368 |
Regular shares | 7,767,357 |
All Other Shares & Deposits | 5,937,701 |
TOTAL SHARES & DEPOSITS | 16,144,426 |
TOTAL LIABILITIES | 17,515,978 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 2,181,289 |
TOTAL EQUITY | 2,181,289 |
TOTAL LIABILITIES, SHARES, & EQUITY | 19,697,267 |
INCOME & EXPENSE | |
Loan Income | 679,718 |
Investment Income | 112,536 |
Other Income | 96,854 |
Total Employee Compensation & Benefits | 313,686 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 431,882 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 54,516 |
Cost of Funds | 270,703 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -73,258 |
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