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COMMUNITY SPIRIT CREDIT UNION

Mar, 31, 2022 — COMMUNITY SPIRIT CREDIT UNION is a federally insured state chartered credit union headquartered in LAWRENCEBURG, IN with 1 branch location and about $16.87 million in total assets. Opened 85 years ago in 1937, COMMUNITY SPIRIT CREDIT UNION has about 1,995 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY SPIRIT CREDIT UNION
Address:
(Main Office)
160 Industrial Dr
LAWRENCEBURG, IN 47025-1116
Phone:(812) 537-0928
Fax:(812) 537-0186
Website:http://www.communityspiritcu.org
Branches:1 branch locations
Members:1,995
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65493
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1937
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$16,874,346
CEO/Manager:Tamara Brett
Chairperson:Kevin Rennier

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 738,256
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 834,148
 Unsecured Loans 558,642
 Other Loans 6,487,245
 TOTAL LOANS 7,880,035
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -44,770
 Land And Building 404,920
 Other Fixed Assets 39,084
 NCUSIF Deposit 123,665
 All Other Assets 0
  TOTAL ASSETS 16,874,346
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 155,410
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,138,186
 Regular shares 9,944,806
 All Other Shares & Deposits 2,462,430
  TOTAL SHARES & DEPOSITS 14,545,422
  TOTAL LIABILITIES 14,700,832
 Regular Reserve 0
 Other Reserves 769,691
 Undivided Earnings 1,403,823
  TOTAL EQUITY 2,173,514
  TOTAL LIABILITIES, SHARES, & EQUITY 16,874,346
INCOME & EXPENSE  
 Loan Income 104,877
 Investment Income 22,895
 Other Income 25,520
 Total Employee Compensation & Benefits 73,640
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 86,877
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -3,611
 Cost of Funds 8,302
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 28,406
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