Jun, 30, 2021 — JACKSON COUNTY CO-OP CREDIT UNION is a non-federally insured state credit union headquartered in SEYMOUR, IN with 1 branch location and about $29.73 million in total assets. Opened 66 years ago in 1955, JACKSON COUNTY CO-OP CREDIT UNION has about 1,113 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JACKSON COUNTY CO-OP CREDIT UNION |
|---|---|
| Address: (Main Office) | 705 WEST SECOND STREET SEYMOUR, IN 47274 |
| Phone: | (812) 523-1630 |
| Fax: | (812) 524-0328 |
| Website: | http://www.myjcccu.com |
| Branches: | 1 branch locations |
| Members: | 1,113 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97063 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $29,726,036 |
| CEO/Manager: | KRISTINA MCINTOSH |
| Chairperson: | MICHAEL MELLENCAMP |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,971,597 |
| TOTAL INVESTMENTS | 31,928 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,359,777 |
| Unsecured Loans | 7,746 |
| Other Loans | 8,758,171 |
| TOTAL LOANS | 19,125,694 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -175,601 |
| Land And Building | 381,406 |
| Other Fixed Assets | 50,236 |
| NCUSIF Deposit | 0 |
| All Other Assets | 340,776 |
| TOTAL ASSETS | 29,726,036 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,273,015 |
| Regular shares | 10,352,998 |
| All Other Shares & Deposits | 9,904,051 |
| TOTAL SHARES & DEPOSITS | 25,530,064 |
| TOTAL LIABILITIES | 25,530,064 |
| Regular Reserve | 1,562,666 |
| Other Reserves | 0 |
| Undivided Earnings | 2,633,306 |
| TOTAL EQUITY | 4,195,972 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,726,036 |
| INCOME & EXPENSE | |
| Loan Income | 513,048 |
| Investment Income | 3,169 |
| Other Income | 104,885 |
| Total Employee Compensation & Benefits | 231,233 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 180,147 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -19,073 |
| Cost of Funds | 58,308 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 186,995 |
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