Dec, 31, 2023 — JACKSON COUNTY CO-OP CREDIT UNION is a non-federally insured state credit union headquartered in SEYMOUR, IN with 1 branch location and about $30.49 million in total assets. Opened 69 years ago in 1955, JACKSON COUNTY CO-OP CREDIT UNION has about 1,042 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JACKSON COUNTY CO-OP CREDIT UNION |
|---|---|
| Address: (Main Office) | 705 W 2nd St SEYMOUR, IN 47274-2709 |
| Phone: | (812) 523-1630 |
| Fax: | |
| Website: | https://www.myjcccu.com |
| Branches: | 1 branch locations |
| Members: | 1,042 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97063 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $30,494,712 |
| CEO/Manager: | KRISTINA MCINTOSH |
| Chairperson: | Ben Thompson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,523,624 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,911,342 |
| Unsecured Loans | 11,905 |
| Other Loans | 11,952,338 |
| TOTAL LOANS | 22,875,585 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -245,824 |
| Land And Building | 322,349 |
| Other Fixed Assets | 21,549 |
| NCUSIF Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 30,494,712 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,520,776 |
| Regular shares | 9,931,542 |
| All Other Shares & Deposits | 9,315,580 |
| TOTAL SHARES & DEPOSITS | 25,767,898 |
| TOTAL LIABILITIES | 25,767,903 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,726,809 |
| TOTAL EQUITY | 4,726,809 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 30,494,712 |
| INCOME & EXPENSE | |
| Loan Income | 1,219,208 |
| Investment Income | 343,850 |
| Other Income | 138,444 |
| Total Employee Compensation & Benefits | 667,682 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 415,201 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 13,855 |
| Cost of Funds | 248,779 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 396,034 |
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