Jun, 30, 2024 — JACKSON COUNTY CO-OP CREDIT UNION is a non-federally insured state credit union headquartered in SEYMOUR, IN with 1 branch location and about $31.53 million in total assets. Opened 70 years ago in 1955, JACKSON COUNTY CO-OP CREDIT UNION has about 990 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JACKSON COUNTY CO-OP CREDIT UNION |
|---|---|
| Address: (Main Office) | 705 W 2nd St SEYMOUR, IN 47274-2709 |
| Phone: | (812) 523-1630 |
| Fax: | (812) 524-0328 |
| Website: | https://www.myjcccu.com |
| Branches: | 1 branch locations |
| Members: | 990 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97063 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $31,525,976 |
| CEO/Manager: | KRISTINA MCINTOSH |
| Chairperson: | Ben Thompson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,134,971 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,488,240 |
| Unsecured Loans | 18,419 |
| Other Loans | 11,825,836 |
| TOTAL LOANS | 22,332,495 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -193,642 |
| Land And Building | 354,872 |
| Other Fixed Assets | 34,890 |
| NCUSIF Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 31,525,976 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,828,729 |
| Regular shares | 11,505,687 |
| All Other Shares & Deposits | 9,856,937 |
| TOTAL SHARES & DEPOSITS | 27,191,353 |
| TOTAL LIABILITIES | 27,191,358 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,334,618 |
| TOTAL EQUITY | 4,334,618 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 31,525,976 |
| INCOME & EXPENSE | |
| Loan Income | 711,854 |
| Investment Income | 74,184 |
| Other Income | 115,078 |
| Total Employee Compensation & Benefits | 416,344 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 310,292 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,217 |
| Cost of Funds | 52,271 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 129,591 |
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