Sep, 30, 2025 — HARVESTER FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in INDIANAPOLIS, IN with 3 branch locations and about $82.92 million in total assets. Opened 72 years ago in 1954, HARVESTER FINANCIAL CREDIT UNION has about 8,501 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARVESTER FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7020 Brookville Rd INDIANAPOLIS, IN 46239 |
| Phone: | (317) 352-0455 |
| Fax: | (317) 351-2351 |
| Website: | https://www.harvesterfcu.org |
| Branches: | 3 branch locations |
| Members: | 8,501 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68584 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $82,923,331 |
| CEO/Manager: | Jason Ford |
| Chairperson: | Jerry R Walters |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,781,351 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,415,015 |
| Unsecured Loans | 4,546,361 |
| Other Loans | 19,141,440 |
| TOTAL LOANS | 41,102,816 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -582,723 |
| Land And Building | 1,584,805 |
| Other Fixed Assets | 229,438 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 726,706 |
| All Other Assets | 0 |
| TOTAL ASSETS | 82,923,331 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,705 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 617,118 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 19,134,601 |
| Regular shares | 34,190,712 |
| All Other Shares & Deposits | 20,693,828 |
| TOTAL SHARES & DEPOSITS | 74,019,141 |
| TOTAL LIABILITIES | 74,640,051 |
| Regular Reserve | 0 |
| Other Reserves | 1,447,740 |
| Undivided Earnings | 6,835,540 |
| TOTAL EQUITY | 8,283,280 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 82,923,331 |
| INCOME & EXPENSE | |
| Loan Income | 1,916,856 |
| Investment Income | 857,601 |
| Other Income | 292,406 |
| Total Employee Compensation & Benefits | 1,348,642 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,650,830 |
| Non-operating Income & (Expense) | 260,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 420,032 |
| Cost of Funds | 175,659 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 180,267 |
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