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CHARLESTON POSTAL FEDERAL CREDIT UNION

Sep, 30, 2025 — CHARLESTON POSTAL FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $5.13 million in total assets. Opened 101 years ago in 1925, CHARLESTON POSTAL FEDERAL CREDIT UNION has about 667 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251983675
Name:CHARLESTON POSTAL FEDERAL CREDIT UNION
Address:
(Main Office)
1000 CENTRE WAY
CHARLESTON, WV 25309
Phone:(304) 746-5111
Fax:(304) 746-5112
Website:https://www.charlestonpostalfcu.com
Branches:1 branch locations
Members:667
Credit Union Type:Federal Credit Union
Charter Number:24743
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1925
Last Audited:Dec 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$5,126,793
CEO/Manager:GRETA M DUFFIELD
Chairperson:William Erby

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 536,210
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 773,735
 Other Loans 2,049,041
 TOTAL LOANS 2,822,775
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -33,382
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 45,402
 All Other Assets 0
  TOTAL ASSETS 5,126,793
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,990
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 685,848
 Regular shares 3,566,400
 All Other Shares & Deposits 421,027
  TOTAL SHARES & DEPOSITS 4,673,275
  TOTAL LIABILITIES 4,679,265
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 447,528
  TOTAL EQUITY 447,528
  TOTAL LIABILITIES, SHARES, & EQUITY 5,126,793
INCOME & EXPENSE  
 Loan Income 185,003
 Investment Income 55,648
 Other Income 54,244
 Total Employee Compensation & Benefits 170,007
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 94,922
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 27,670
 Cost of Funds 3,004
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -89
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