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CAMC FEDERAL CREDIT UNION

Sep, 30, 2025 — CAMC FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $76.57 million in total assets. Opened 49 years ago in 1977, CAMC FEDERAL CREDIT UNION has about 5,109 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CAMC FEDERAL CREDIT UNION
Address:
(Main Office)
3400 MacCorkle Ave SE
CHARLESTON, WV 25304
Phone:(304) 388-5700
Fax:(304) 388-5730
Website:https://www.camcfcu.com
Branches:1 branch locations
Members:5,109
Credit Union Type:Federal Credit Union
Charter Number:22657
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1977
Last Audited:Sep 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$76,568,064
CEO/Manager:Ashley D Morris
Chairperson:Susan Russell

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,993,333
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 20,345,487
 Unsecured Loans 690,828
 Other Loans 14,582,378
 TOTAL LOANS 35,618,693
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -267,425
 Land And Building 597,486
 Other Fixed Assets 310,496
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 550,290
 All Other Assets 0
  TOTAL ASSETS 76,568,064
LIABILITIES & CAPITAL:  
 Dividends Payable 2
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 261,532
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,097,181
 Regular shares 21,998,606
 All Other Shares & Deposits 19,550,752
  TOTAL SHARES & DEPOSITS 54,646,539
  TOTAL LIABILITIES 54,908,073
 Regular Reserve 0
 Other Reserves 763,490
 Undivided Earnings 20,896,501
  TOTAL EQUITY 21,659,991
  TOTAL LIABILITIES, SHARES, & EQUITY 76,568,064
INCOME & EXPENSE  
 Loan Income 1,407,724
 Investment Income 1,286,783
 Other Income 197,673
 Total Employee Compensation & Benefits 827,129
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 929,985
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 32,551
 Cost of Funds 326,174
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,168,153
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