R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION is a federal credit union headquartered in YOUNGSTOWN, OH with 1 branch location and about $3.79 million in total assets. Opened 89 years ago in 1937, R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION has about 532 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 25 E BOARDMAN ST STE 333 YOUNGSTOWN, OH 44503 |
| Phone: | (330) 743-6400 |
| Fax: | (330) 743-2094 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 532 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2181 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Dec 01, 2018 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,785,157 |
| CEO/Manager: | Diane Yanek |
| Chairperson: | Robert Magni |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,175,807 |
| TOTAL INVESTMENTS | 1,619,796 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 51,768 |
| Other Loans | 955,144 |
| TOTAL LOANS | 1,006,912 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -55,299 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 33,724 |
| All Other Assets | 4,217 |
| TOTAL ASSETS | 3,785,157 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 9,725 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,694,412 |
| All Other Shares & Deposits | 322,626 |
| TOTAL SHARES & DEPOSITS | 3,017,038 |
| TOTAL LIABILITIES | 3,026,763 |
| Regular Reserve | 129,104 |
| Other Reserves | 0 |
| Undivided Earnings | 629,290 |
| TOTAL EQUITY | 758,394 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,785,157 |
| INCOME & EXPENSE | |
| Loan Income | 53,957 |
| Investment Income | 46,523 |
| Other Income | 173 |
| Total Employee Compensation & Benefits | 27,659 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 46,292 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 51,500 |
| Cost of Funds | 39,673 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -64,471 |
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