Sep, 30, 2025 — DOY FEDERAL CREDIT UNION is a federal credit union headquartered in YOUNGSTOWN, OH with 1 branch location and about $66.84 million in total assets. Opened 55 years ago in 1971, DOY FEDERAL CREDIT UNION has about 2,117 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DOY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1500 Gypsy Ln YOUNGSTOWN, OH 44505-1832 |
| Phone: | (330) 744-5680 |
| Fax: | (330) 744-5835 |
| Website: | https://www.doyfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,117 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20661 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $66,840,881 |
| CEO/Manager: | Teresa L Norris |
| Chairperson: | John J Thomas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 170,933 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,834,869 |
| Unsecured Loans | 1,066,036 |
| Other Loans | 2,843,710 |
| TOTAL LOANS | 25,744,615 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,243 |
| Land And Building | 941,606 |
| Other Fixed Assets | 10,123 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 517,155 |
| All Other Assets | 0 |
| TOTAL ASSETS | 66,840,881 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 84 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 13,501 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 874,902 |
| Regular shares | 56,123,473 |
| All Other Shares & Deposits | 186,412 |
| TOTAL SHARES & DEPOSITS | 57,184,787 |
| TOTAL LIABILITIES | 57,198,372 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 9,642,509 |
| TOTAL EQUITY | 9,642,509 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 66,840,881 |
| INCOME & EXPENSE | |
| Loan Income | 882,193 |
| Investment Income | 1,334,891 |
| Other Income | 15,804 |
| Total Employee Compensation & Benefits | 159,899 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 241,996 |
| Non-operating Income & (Expense) | 440 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 1,606,618 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 224,844 |
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