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COBBLESTONE COUNTRY FEDERAL CREDIT UNION

Dec, 31, 2023 — COBBLESTONE COUNTRY FEDERAL CREDIT UNION is a federal credit union headquartered in ALBION, NY with 1 branch location and about $18.65 million in total assets. Opened 59 years ago in 1965, COBBLESTONE COUNTRY FEDERAL CREDIT UNION has about 2,331 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COBBLESTONE COUNTRY FEDERAL CREDIT UNION
Address:
(Main Office)
299 West Ave
ALBION, NY 14411
Phone:(585) 589-5286
Fax:(585) 589-1320
Website:https://cobblestonecountryfcu.com/
Branches:1 branch locations
Members:2,331
Credit Union Type:Federal Credit Union
Charter Number:16672
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1965
Last Audited:Sep 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$18,647,749
CEO/Manager:Christine Ranallo
Chairperson:Wayne Hale Jr

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 735,163
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,784,393
 Unsecured Loans 556,399
 Other Loans 9,071,848
 TOTAL LOANS 14,412,640
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -88,584
 Land And Building 390,489
 Other Fixed Assets 38,013
 NCUSIF Deposit 163,343
 All Other Assets 0
  TOTAL ASSETS 18,647,749
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,959
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,423,895
 Regular shares 11,764,981
 All Other Shares & Deposits 566,164
  TOTAL SHARES & DEPOSITS 16,755,040
  TOTAL LIABILITIES 16,766,999
 Regular Reserve 0
 Other Reserves 189,173
 Undivided Earnings 1,691,577
  TOTAL EQUITY 1,880,750
  TOTAL LIABILITIES, SHARES, & EQUITY 18,647,749
INCOME & EXPENSE  
 Loan Income 692,230
 Investment Income 89,511
 Other Income 140,328
 Total Employee Compensation & Benefits 271,397
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 334,467
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 22,092
 Cost of Funds 12,484
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 404,442
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