Dec, 31, 2023 — COBBLESTONE COUNTRY FEDERAL CREDIT UNION is a federal credit union headquartered in ALBION, NY with 1 branch location and about $18.65 million in total assets. Opened 59 years ago in 1965, COBBLESTONE COUNTRY FEDERAL CREDIT UNION has about 2,331 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | COBBLESTONE COUNTRY FEDERAL CREDIT UNION |
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Address: (Main Office) | 299 West Ave ALBION, NY 14411 |
Phone: | (585) 589-5286 |
Fax: | (585) 589-1320 |
Website: | https://cobblestonecountryfcu.com/ |
Branches: | 1 branch locations |
Members: | 2,331 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 16672 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1965 |
Last Audited: | Sep 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $18,647,749 |
CEO/Manager: | Christine Ranallo |
Chairperson: | Wayne Hale Jr |
ASSETS: | $ Amount |
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Cash & Equivalents | 735,163 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 4,784,393 |
Unsecured Loans | 556,399 |
Other Loans | 9,071,848 |
TOTAL LOANS | 14,412,640 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -88,584 |
Land And Building | 390,489 |
Other Fixed Assets | 38,013 |
NCUSIF Deposit | 163,343 |
All Other Assets | 0 |
TOTAL ASSETS | 18,647,749 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 11,959 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 4,423,895 |
Regular shares | 11,764,981 |
All Other Shares & Deposits | 566,164 |
TOTAL SHARES & DEPOSITS | 16,755,040 |
TOTAL LIABILITIES | 16,766,999 |
Regular Reserve | 0 |
Other Reserves | 189,173 |
Undivided Earnings | 1,691,577 |
TOTAL EQUITY | 1,880,750 |
TOTAL LIABILITIES, SHARES, & EQUITY | 18,647,749 |
INCOME & EXPENSE | |
Loan Income | 692,230 |
Investment Income | 89,511 |
Other Income | 140,328 |
Total Employee Compensation & Benefits | 271,397 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 334,467 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 22,092 |
Cost of Funds | 12,484 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 404,442 |
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