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COBBLESTONE COUNTRY FEDERAL CREDIT UNION

Mar, 31, 2021 — COBBLESTONE COUNTRY FEDERAL CREDIT UNION is a federal credit union headquartered in Albion, NY with 1 branch location and about $16.65 million in total assets. Opened 56 years ago in 1965, COBBLESTONE COUNTRY FEDERAL CREDIT UNION has about 2,252 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COBBLESTONE COUNTRY FEDERAL CREDIT UNION
Address:
(Main Office)
299 West Ave
Albion, NY 14411
Phone:(585) 589-5286
Fax:(585) 589-1320
Website:https://cobblestonecountryfcu.com/
Branches:1 branch locations
Members:2,252
Credit Union Type:Federal Credit Union
Charter Number:16672
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1965
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$16,649,979
CEO/Manager:Christine Ranallo
Chairperson:Wayne Hale Jr

Call Report

  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,960,455
TOTAL INVESTMENTS 4,089,114
Loans Held for Sale 0
 
 Real Estate Loans 3,076,360
 Unsecured Loans 525,713
 Other Loans 5,420,294
 TOTAL LOANS 9,022,367
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -30,267
 Land And Building 388,540
 Other Fixed Assets 9,992
 NCUSIF Deposit 109,071
 All Other Assets 100,707
  TOTAL ASSETS 16,649,979
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 18,709
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,167,306
 Regular shares 11,071,472
 All Other Shares & Deposits 244,386
  TOTAL SHARES & DEPOSITS 15,483,164
  TOTAL LIABILITIES 15,501,873
 Regular Reserve 189,173
 Other Reserves 0
 Undivided Earnings 958,933
  TOTAL EQUITY 1,148,106
  TOTAL LIABILITIES, SHARES, & EQUITY 16,649,979
INCOME & EXPENSE  
 Loan Income 115,776
 Investment Income 5,736
 Other Income 21,633
 Total Employee Compensation & Benefits 62,654
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 74,060
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,312
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 46,590
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