Dec, 31, 2023 — LE ROY FEDERAL CREDIT UNION is a federal credit union headquartered in LE ROY, NY with 1 branch location and about $18.20 million in total assets. Opened 66 years ago in 1958, LE ROY FEDERAL CREDIT UNION has about 1,626 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | LE ROY FEDERAL CREDIT UNION |
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Address: (Main Office) | 7093 W Main Rd LE ROY, NY 14482-9352 |
Phone: | (585) 768-7207 |
Fax: | (585) 768-2478 |
Website: | https://www.leroyfcu.org |
Branches: | 1 branch locations |
Members: | 1,626 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12170 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1958 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $18,199,241 |
CEO/Manager: | Catarina I Zinni |
Chairperson: | Gerald T Harding Jr. |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,301,006 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 2,808,440 |
Unsecured Loans | 547,508 |
Other Loans | 4,415,479 |
TOTAL LOANS | 7,771,427 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -82,662 |
Land And Building | 197,643 |
Other Fixed Assets | 38,039 |
NCUSIF Deposit | 168,924 |
All Other Assets | 0 |
TOTAL ASSETS | 18,199,241 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 82,197 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 5,351,774 |
Regular shares | 11,198,193 |
All Other Shares & Deposits | 81,578 |
TOTAL SHARES & DEPOSITS | 16,631,545 |
TOTAL LIABILITIES | 16,713,742 |
Regular Reserve | 0 |
Other Reserves | 227,005 |
Undivided Earnings | 1,258,494 |
TOTAL EQUITY | 1,485,499 |
TOTAL LIABILITIES, SHARES, & EQUITY | 18,199,241 |
INCOME & EXPENSE | |
Loan Income | 404,879 |
Investment Income | 214,612 |
Other Income | 146,799 |
Total Employee Compensation & Benefits | 261,943 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 287,644 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 6,206 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 264,435 |
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