Jun, 30, 2024 — LE ROY FEDERAL CREDIT UNION is a federal credit union headquartered in LE ROY, NY with 1 branch location and about $18.73 million in total assets. Opened 67 years ago in 1958, LE ROY FEDERAL CREDIT UNION has about 1,685 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LE ROY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7093 W Main Rd LE ROY, NY 14482-9352 |
| Phone: | (585) 768-7207 |
| Fax: | (585) 768-2478 |
| Website: | https://www.leroyfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,685 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12170 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Jun 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,734,768 |
| CEO/Manager: | Catarina I Zinni |
| Chairperson: | Gerald T Harding Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,619,154 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,708,563 |
| Unsecured Loans | 487,365 |
| Other Loans | 3,981,958 |
| TOTAL LOANS | 7,177,886 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,830 |
| Land And Building | 216,985 |
| Other Fixed Assets | 42,317 |
| NCUSIF Deposit | 169,136 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,734,768 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 104,778 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,089,422 |
| Regular shares | 12,172,201 |
| All Other Shares & Deposits | 148,678 |
| TOTAL SHARES & DEPOSITS | 17,410,301 |
| TOTAL LIABILITIES | 17,515,079 |
| Regular Reserve | 0 |
| Other Reserves | 227,005 |
| Undivided Earnings | 992,684 |
| TOTAL EQUITY | 1,219,689 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,734,768 |
| INCOME & EXPENSE | |
| Loan Income | 217,518 |
| Investment Income | 75,999 |
| Other Income | 97,055 |
| Total Employee Compensation & Benefits | 209,009 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 199,773 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 4,630 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 29,453 |
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