Sep, 30, 2025 — LOCKPORT SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in LOCKPORT, NY with 1 branch location and about $23.99 million in total assets. Opened 60 years ago in 1966, LOCKPORT SCHOOLS FEDERAL CREDIT UNION has about 1,693 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LOCKPORT SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 360 S Transit St LOCKPORT, NY 14094-4848 |
| Phone: | (716) 433-7740 |
| Fax: | (716) 433-7757 |
| Website: | https://www.lscfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,693 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 17372 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,986,431 |
| CEO/Manager: | Tammy L Dodge |
| Chairperson: | Valerie Hamluk |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 975,218 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,120,006 |
| Unsecured Loans | 1,019,147 |
| Other Loans | 7,834,917 |
| TOTAL LOANS | 15,974,070 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -110,920 |
| Land And Building | 2,055,495 |
| Other Fixed Assets | 207,240 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 219,666 |
| All Other Assets | 0 |
| TOTAL ASSETS | 23,986,431 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,931 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,188,908 |
| Regular shares | 15,136,076 |
| All Other Shares & Deposits | 3,498,179 |
| TOTAL SHARES & DEPOSITS | 21,823,163 |
| TOTAL LIABILITIES | 21,838,094 |
| Regular Reserve | 0 |
| Other Reserves | 149,537 |
| Undivided Earnings | 1,998,800 |
| TOTAL EQUITY | 2,148,337 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,986,431 |
| INCOME & EXPENSE | |
| Loan Income | 695,154 |
| Investment Income | 128,599 |
| Other Income | 67,778 |
| Total Employee Compensation & Benefits | 250,942 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 336,409 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,000 |
| Cost of Funds | 116,837 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 168,864 |
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