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WILLIAMSVILLE FEDERAL CREDIT UNION

Jun, 30, 2021 — WILLIAMSVILLE FEDERAL CREDIT UNION is a federal credit union headquartered in AMHERST, NY with 1 branch location and about $14.55 million in total assets. Opened 68 years ago in 1953, WILLIAMSVILLE FEDERAL CREDIT UNION has about 2,011 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WILLIAMSVILLE FEDERAL CREDIT UNION
Address:
(Main Office)
656 N FRENCH RD STE 7
AMHERST, NY 14228-2104
Phone:(716) 691-3110
Fax:(716) 691-1785
Website:http://www.williamsvillefcu.com
Branches:1 branch locations
Members:2,011
Credit Union Type:Federal Credit Union
Charter Number:8618
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1953
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$14,554,379
CEO/Manager:Sandra Castiglia
Chairperson:Robert Breen

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,995,553
TOTAL INVESTMENTS 3,480,800
Loans Held for Sale 0
 
 Real Estate Loans 3,882,778
 Unsecured Loans 1,184,346
 Other Loans 758,384
 TOTAL LOANS 5,825,508
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -11,453
 Land And Building 74,244
 Other Fixed Assets 24,627
 NCUSIF Deposit 120,187
 All Other Assets 44,913
  TOTAL ASSETS 14,554,379
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 903,296
 Regular shares 12,116,830
 All Other Shares & Deposits 165,173
  TOTAL SHARES & DEPOSITS 13,185,299
  TOTAL LIABILITIES 13,185,299
 Regular Reserve 154,066
 Other Reserves 0
 Undivided Earnings 1,215,014
  TOTAL EQUITY 1,369,080
  TOTAL LIABILITIES, SHARES, & EQUITY 14,554,379
INCOME & EXPENSE  
 Loan Income 70,852
 Investment Income 103,206
 Other Income 1,072
 Total Employee Compensation & Benefits 82,796
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 63,671
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 6,471
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 22,192
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